Capify
  • Products
    • Unsecured Business Loans
    • Secured Business Loans
  • Partner with Us
    • Brokers
    • Partners
  • About
    • About Us
    • Careers
    • Contact Us
  • Resources
    • Blog
    • FAQs
    • Loan Calculator
  • Products
    • Unsecured Business Loans
    • Secured Business Loans
  • Partner with Us
    • Brokers
    • Partners
  • About
    • About Us
    • Careers
    • Contact Us
  • Resources
    • Blog
    • FAQs
    • Loan Calculator

1300 760 930

Get Started
  • Products
    • Unsecured Business Loans
    • Merchant Cash Advance
  • Brokers
  • Partners
  • About
    • About us
    • Careers
    • Contact Us
  • Resources
    • Blog
    • FAQs
    • Small Business Loan calculator
  • User Login
Menu
  • Products
    • Unsecured Business Loans
    • Merchant Cash Advance
  • Brokers
  • Partners
  • About
    • About us
    • Careers
    • Contact Us
  • Resources
    • Blog
    • FAQs
    • Small Business Loan calculator
  • User Login
User Login

Home » Featured » A quick guide to Secured Finance Loans

A quick guide to Secured Finance Loans- Capify Australia
  • Featured, Money & Finance

A quick guide to Secured Finance Loans

  • January 23, 2023

Secured Finance Loans are a popular option for business owners looking to grow their businesses. These types of loans are secured against the assets of the business, such as property or equipment, which means that the lender has a greater level of security and is therefore more likely to approve the loan. 

Capify Secured finance- Capify Australia

The Benefits of Secured Finance Loans

There are many benefits to secured finance loans for business owners, including: 

1. Higher loan amount

Secured finance loans offer a higher loan amount than unsecured loans, as the lender has a greater level of security. This means that business owners can access the funds they need to grow their business, such as purchasing new equipment or expanding their premises.

2. Lower interest rate

Secured finance loans often have a lower interest rate than unsecured loans. This means that business owners can borrow the funds they need at a lower cost, which can help them to save money in the long term. 

3. Flexibility in use of funds

Secured finance loans can be used for a wide range of purposes, such as purchasing new equipment, expanding the business, or even for working capital. This means that business owners can use the funds to support the growth of their business in a variety of ways, which can help them to achieve their goals.

4. Refinancing options

Secured finance loans can also be used to refinance existing debt. This can be a great option for business owners who are struggling to manage their existing debt. By refinancing their debt, they can reduce their monthly payments and make it easier to manage their finances.

What additional funding can do for your business?

Additional funding can be a game-changer for businesses of all sizes. It can help business owners to achieve their goals, whether that’s expanding their premises, purchasing new equipment, or increasing their working capital.

With additional funding, business owners can: 

1. Expand their premises:

Additional funding can be used to expand a business’s premises, which can help to increase its capacity and attract more customers.

2. Purchase new equipment:

New equipment can help to increase a business’s productivity and efficiency, which can help to improve its bottom line.

3. Increase working capital

Additional funding can be used to increase a business’s working capital, which can help to ensure that it has the funds it needs to operate smoothly and meet its financial obligations.

4. Invest in marketing and advertising

Additional funding can be used to invest in marketing and advertising, which can help to increase a business’s visibility and attract new customers.

5. Hire additional staff

Additional funding can be used to hire additional staff, which can help to increase a business’s capacity and improve its customer service.

Quick and easy process, Submit your interest with Capify

Capify Secured Finance Loan is a great option for business owners looking to secure funding for their business. This loan is secured against the assets of the business, such as property or equipment, which means that the lender has a greater level of security and is therefore more likely to approve the loan. The process is a little more indepth than the usual unsecured loan, but with Capify we understand you need funding quickly so we have tried utilising the same concept of a quick and easy process.

Capify makes the process of applying for a Secured Finance Loan quick and easy. The application process is straightforward and can be completed online. Business owners can submit their interest and receive a decision within 48 hours.

 

The process of getting started with Capify is also simple, you can visit the website  and fill out a short form to get started. 

Know more about other Loan options for your business:

In addition to secured finance loans, there are many other loan options available for business owners. Capify offers a range of other business loans, such as unsecured business loans and merchant cash advances. 

Unsecured business loans, for example, are not secured against the assets of the business, which means that the lender is taking on a higher level of risk. As a result, the loan amount may be lower and the interest rate may be higher compared to a secured loan. However, unsecured business loans can still be a good option for businesses that may not have enough assets to secure a loan or for those that prefer not to use their assets as collateral. 

Merchant cash advances, on the other hand, are a type of funding that is based on a business’s future credit card sales. This means that instead of making fixed monthly payments, a business repays the loan by giving a percentage of its credit card sales to the lender until the loan is paid off. This can be a great option for businesses that have a steady flow of credit card sales, such as retail or service businesses. 

Other types of business loans such as Invoice financing, Line of Credit, Equipment financing and so on, which are also available, each with its own benefits and suitability to different businesses and industries. It is important for business owners to understand the different loan options available to them and to choose the one that best suits their needs. Capify offers a guide on types of business loans  that can help business owners to learn more about the different loan options available to them. 

Conclusion

In conclusion, Secured finance loans are a great option for business owners looking to grow their businesses. They offer a range of benefits, such as a higher loan amount, a lower interest rate, and the ability to use the funds for a wide range of purposes.

 

Capify low doc secured business loan is a great option for business owners looking to secure funding for their business. With its quick and easy application process, competitive interest rate and loan amount from $5,000 to $5 million and above depending on , it can help business owners achieve their goals. It is important for business owners to also consider other loan options and choose the one that best suits their needs. Capify offers a range of loan options and a guide to help business owners understand the different options available to them. 

Considering finance but unsure where to start? Give our team a call on 1300 760 930 or click Get Started. We’re here to talk through your needs and help you access funds in as little as 24 hours.

SHARE THIS POST

Categories

Small Business
Money & Finance
Productivity
Mindset

Recent Posts

EOFY 2025: 5 Last-Minute Tips for Small Businesses

Federal Budget 2025–26: What Australian Small Businesses Need to Know

Capify Appoints Sam Colclough as Head of Technology to Accelerate Growth in the UK & AU Markets

Related Blogs

Previous
Next
Products
  • Small Business Loans
  • Unsecured Business Loans
  • Secured Business Loans
  • Merchant Cash Advance
Partner with Us
  • Partners
  • Brokers
About
  • About Us
  • Careers
  • Contact Us
  • User Login
  • Complaints
Resources
  • Blog
  • FAQs
  • Loan Calculator
  • Privacy Policy
  • Terms of use
Capify Australia
Facebook-f Instagram Linkedin-in Youtube

Copyright © 2025 Capify is a trademark licensed to Ausvance Capital II Pty Limited (ABN 91 630 468 156). All Rights Reserved.