Australian business funding made simple

We understand that running a business can be hard enough, you shouldn’t have to worry about your cash flow as well.

We’re here to help you find the best solution for your specific circumstances.

male happy after learning more about Capify and the business finance solutions we offer

Capify exists to help Australian small business owners like you, reach your goals of growth and expansion to achieve success.


We want to give you peace of mind so you can focus on the important things in life.

Here's a little about us...

Capify is proudly Australia’s first alternative and accessible unsecured small business lender. With over 13 years experience, we understand small businesses.


We understand the highs and lows, the pressure and the huge wins. We understand the need to be flexible and adaptive; especially in these difficult times. We understand business can be challenging and rewarding all at once.


That’s why we’re passionate about helping small business owners reach their goals and gain peace of mind, so they can get back to the things they enjoy in life.

What makes us different?

We're human

We build strong relationships early in the process so we can understand our customer’s needs and circumstances. We pride ourselves on our empathy and integrity.

We're flexible

Especially in these difficult times, we strive to stay flexible. This adaptability is incredibly important and valued by our customers as we collaborate with them to find personalised solutions.

We're innovative

Capify was the first to offer small businesses alternative and accessible lending options. Our knowledge and expertise gives us an edge on newer lenders.

about john

“Capify was born out of the desire to offer small businesses an alternative way to access quick, yet responsible, business finance when many were struggling to navigate the global financial crisis back in 2008.


Today we find ourselves in a similar situation where many businesses are experiencing financial difficulty due to the pandemic and we are continuing to support these businesses to keep their doors open and to assist them in their growth plans.”

John de Bree, Managing Director

“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.”

– John Quincy Adams

Peak trading tips: how to prepare for Peak Season

Let’s face it, it’s never too early for inventory planning as we creep closer to peak season. If you’ve ordered anything (especially from international sources) to be delivered in the last few weeks, you’d know that there’s been some hefty wait times, even on consumer products – if it’s affecting big retailers, you can be sure it’ll affect the little guys. So, to help you gear up, we’ve got some peak trading tips to help you beat the holiday rush

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