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What is a Merchant Cash Advance?

A true alternative to traditional business finance, a Merchant Cash Advance is designed to match the cash flow of your business. Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS sales is repaid daily for the term of your Cash Advance. This provides businesses with the flexibility to make lower repayments during slower periods, better managing business finances.

Unlike a bank, the Merchant Cash Advance requires minimum paperwork and is an unsecured cash advance. Once approved the funds are in your account in 24 hours, not weeks or months.

If your business has fluctuating cash flow, no problem – our Merchant Cash Advance adjusts to meet the daily needs of your business finances.



A Merchant Cash Advance is right for you if
  • Your business accepts credit card or EFTPOS sales
  • You’re looking to avoid a steep payment at the end of the month
  • Your sales can fluctuate, so you want to pay as you go
  • You’re looking for a fast and simple business finance solution
  • You’re looking to:

Merchant Cash Advance Features

  • Easy on cash flow
    Variable daily repayments to maintain steady business finances
  • Short term
    3 to 12 months
  • Unsecured cash advance
    No security required
  • Minimum paperwork (low doc loan)
    No financials, tax returns or BAS for loans under $75,000 in most cases
  • Quick approvals
    Same Day Approvals
  • Repayments
    Small daily direct debit
  • Fund amount
    $5,000 to $300,000
  • Renewals
    Fast and simple renewal process
Apply Now

Or call 1300 760 930

Does my business qualify?

  • The business has been operating for
    6 months
  • Minimum $10,000 a month in gross sales
  • You have proof of ownership

Apply anytime, anywhere

  • No application fee
  • No obligation
  • See how much you qualify for

Still have questions?

See our FAQs

Chances are someone else has had the same question and the answer will be in our FAQs.

Call us

Call us between
8:00am – 6:00pm (AEST) Monday – Friday

1300 760 930

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