Need flexibility? Meet the Merchant Cash Advance...
Our most versatile option allows you to borrow funds against future credit card sales.
Our most versatile option allows you to borrow funds against future credit card sales.
We’re always happy to work 1-on-1 to understand your situation and your business better.
We have a range of products and can tailor a solution to suit your small business needs.
We’re proudly Australia's first alternative and accessible unsecured small business lender.
The MCA is designed to match the cash flow of your business, so rather than taking fixed payments from your bank account, a small percentage of your POS terminal sales are repaid daily for the term of the cash advance. It’s a great flexible business loan option.
Borrowing capacity
$5,000 to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $75,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.
Buy new equipment or renovate your store - invest in your business and improve efficiency!
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Spend less time on the day-to-day admin and more time on the important things in life.
Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!
Simple application with no credit check for pre-approvals.
Receive a solution tailored to fit your business needs.
Get verified and approved quickly with minimum docs.
Get cash straight into your account within 24 hours.
“Capify worked for us to make our vision a reality.”
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Find answers to the most frequently asked questions
Get a quick estimate on how much you can borrow