Merchant Cash Advance (MCA)

A real alternative to traditional business finance, a Merchant Cash Advance is designed to match the cash flow of your business. If your company has fluctuating cash flow, no problem – our Merchant Cash Advance or MCA adjusts to meet the daily needs of your business finances.

Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS terminal sales is repaid daily for the term of your Cash Advance.

Capify provides businesses with the flexibility to make lower repayments during slower periods, better managing business finances. Unlike a bank, the Merchant Cash Advance requires minimum paperwork and is an unsecured cash advance.

Once approved, the funds are in your account in 24 hours, not weeks or months.

A Merchant Cash Advance is right for you if;

• Your business accepts credit card or EFTPOS machine sales
• Your looking to avoid a steep payment at the end of the month
• Your business sales can fluctuate, so you want to pay as you go
• Your looking for a fast and straightforward business finance solution
• Your looking to:
  • Improve cash flow
  • Renovate or expand
  • Buy new equipment
  • Boost staff
  • Purchase stock
  • Pay Tax
  • Pay Superannuation
  • Any other business purpose