We’re always happy to work 1-on-1 to understand your situation and your business better.
We have a range of products and can tailor a solution to suit your small business needs.
We’re proudly Australia's first alternative and accessible unsecured small business lender.
Apply for unsecured funding for your business in 2 mins and get easy funding within 24 hours
Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.
Buy new equipment or renovate your store - invest in your business and improve efficiency!
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Spend less time on the day-to-day admin and more time on the important things in life.
Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!
Simple application that takes less than two minutes.
Receive a solution tailored to fit your business needs.
Get verified and approved quickly with minimum docs.
Get cash straight into your account within 24 hours.
“I received an excellent service from Toni at Capify. She was very helpful & accommodating. I was given plenty of time to make my decision & Toni got my application approved pretty much the same day & at the time when I needed it the most. Highly Recommend.”
John - The Crow Bar
Apply online in minutes
To apply for an unsecured business loan from Capify Australia, simply fill out our online application form. We’ll ask for some basic information such as:
– Must be a registered business with an active ABN
– Trading for a minimum of 6 months
– $10,000+ minimum monthly turnover
– Australian Citizen or Permanent Resident
– 18 years+ of age
Once we receive your application, we’ll review it and be in touch within 24 hours to let you know if you’re approved.
Small businesses can use an unsecured loan from Capify Australia for various purposes, including purchasing inventory, hiring staff, expanding their business, marketing, and more. We don’t place any restrictions on how you use the funds, so you’re free to put the money toward any business-related expense.
Our unsecured business loans come with a fixed, upfront fee that is determined based on factors such as the amount of the loan, the industry your business operates in, and your creditworthiness. There are no hidden fees, and you’ll know exactly how much and when you need to pay from day one.
Yes, small businesses can make extra cash or EFT contributions to their outstanding balance for an unsecured loan from Capify Australia. We offer the flexibility to make additional payments at any time, which can help reduce your overall interest charges and shorten your repayment term.
Once your application has been approved, you can typically receive funding from Capify Australia within 24 hours. We understand that small businesses often need funds quickly to take advantage of opportunities or address unexpected expenses, so we strive to provide a fast, efficient funding process
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