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Home » Featured » 5 benefits of a Short Term Business Loans

5-BENEFITS-OF-A-SHORT-TERM-BUSINESS-LOAN

Featured, Money & Finance

5 benefits of a Short Term Business Loans

March 8, 2022
TIME TO READ: 3 mins

If you’re considering business financing, there’s a few things you need to know about short term business loans that could help you make the best decision.

A short term business loan is a great option for your business if you need a quick cash injection to help you scale or grow your business, invest in an exciting opportunity or even if you just need a little extra cash flow. Unlike traditional business loans, short term business loans are often paid off in a few months or up to 3 years. Here’s 5 benefits of short term business loans:

1) Capitalise on an opportunity quick

Have you ever had an opportunity slip through your fingers because you couldn’t act quickly enough? Short term business loans are usually a quick and easy application process, and you could be approved within hours! The best part is, you could also have your funds within 24 hours – meaning you can capitalise on opportunities while they’re available to you.

2) Stay afloat during emergencies or seasonality

On the flip side of that coin, maybe it’s about reducing cash flow gaps or having the cash available to you when you need it most. All businesses face peaks and valleys over the course of a year – and that’s not to mention the emergencies that pop up! A short term business loan can take the pressure off your cash flow during these times.

3) Easier to qualify for short term business loan

Unlike traditional lending, short term business financing can be easier to qualify for as you don’t usually need security or assets for collateral. Most short term business loans require minimal paperwork and basic eligibility criteria – like how long you’ve been in business and your monthly turnover.

4) Flexibility and better terms

Short term business finance can offer much more flexibility as many lenders work to customise their offering to suit individual borrowers. This might include repayment terms, varying interest rates, repayment options, and more. Plus, it means you’re not locked into a loan for several years like some traditional lenders – and that’s got to be a good thing.

5) Cost effective in the long run

Shorter repayment schedules can mean a more cost-effective option in the long run. Even though short-term quick business loans in Australia can have a higher interest rate than traditional business financing, over the course of the years it would take to pay back traditional loans, you could have saved $1000s in interest.

Know more about Capify Australia’s low doc business finance for your business growth.

Capify Australia offer various working financing options and business loans to help support your business through high and low periods. Check to see if you’re eligible for one of our loans with our online eligibility checker. Or, if you’d prefer to talk to a member of our team, we’d be happy to guide you through the process. Give us a call today on 1300 760 930

If you do require funding but are unsure about your options, chat with one of our lending specialists on 1300 760 930 or Get Started so that we can assist you with getting funds approved within 24 hours.

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