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Access $5,000–$300,000

Small Business Loans,
so you can get on with business

Improve cash flow
Renovate or expand
Buy new equipment
Boost staff
Purchase stock
Any business purpose  
Get started

For 10+ years Capify has partnered with
businesses to achieve their goals

24,051+
SMEs have accessed unsecured business funding with us

15,437+
customers have already returned to us as their lender of choice

$650+ million
of working capital provided

Our repayment plans are tailored
to your business cash flow

Small Business Loan

Instead of monthly payments, small fixed daily repayments.

Good for

Managing business finances as smaller regular repayments rather than a lump sum at the end of the month.

More
Merchant Cash Advance

For businesses that accept credit card / EFTPOS sales. Repayments are a small percentage of each day’s EFTPOS settlement.

Good for

Businesses with fluctuating weekly sales as repayments vary in line with daily cash flow.

More

What you can count on from us

Unsecured
business loans

Alternative and responsible lending, calculated on your business income.

Minimum
paperwork

No financials, tax returns, BAS or business plans for loans under $70,000.

Quick
approvals

Easy application process with 24 hour turnaround for conditional approvals.

Short
Term

Terms from 3 to 12 months with an easy renewal process.

How can the funds
be used?

Where's the
repayment calculator?

Capify is known to do things a little differently. We get to know each of our customers and tailor a funding and repayment plan to best benefit their business – there’s not one formula that fits all. Some would call it a crafted product, we just call it flexibility.

Use the calculator to see how much business finance you could qualify for. You may be pleasantly surprised.

How much business finance could you qualify for

What is your business gross earnings per annum

We make
it simple

Apply

Applying only takes minutes. You can apply by using the link below or contacting us on

1300 760 930

Apply now

24hr
Pre Approval

After learning more about you and your business we can have you pre approved within 24 hours.

Funds within
48 hours

The best part – once approved, your business loan is guaranteed and the funds are in your account within days.

You don't need to
take our word for it

Capify worked for us to make our vision a reality

John—The Crow Bar

Capify worked for us to make our vision a reality

John—Crow Bar

Apply anytime, anywhere

  • No application fee
  • No obligation
  • See how much you qualify for

Still have questions?

See our FAQs

Chances are someone else has had the same question and the answer will be in our FAQs.

Call us

Call us between
8:00am – 6:00pm (AEST) Monday – Friday

1300 760 930

Copyright © 2018 AUSvance LLC trading as Capify. All Rights Reserved.