Access $5,000–$300,000
15,437+
small business loan customers have already returned to us as their lender of choice. Fast unsecured business lending made simple, giving you access to funds to grow your business, provide greater cash flow, and invest in your business into the future.
Instead of monthly payments, small fixed daily repayments. Apply for a loan online. If approved, you can access funding within 24 hours.
Managing business finances as smaller regular repayments rather than a lump sum at the end of the month.
For businesses that accept credit card / EFTPOS sales, no matter what the brand machine you have. Repayments are a small percentage of each day’s EFTPOS settlement. Simply, a merchant cash advance is a way for your business to access cash and pay it back over time using a percentage of future sales from your machine settlement.
Capify will advance anywhere from $5,000 to $300,000
Businesses with fluctuating weekly sales as repayments vary in line with daily cash flow.
Alternative and responsible lending, calculated on your business income.
No financials, tax returns, BAS or business plans for loans under $75,000.
Easy application process with 24 hour turnaround for conditional approvals.
Terms from 3 to 12 months with an easy renewal process.
Capify is known to do things a little differently. We get to know each of our customers and tailor a funding and repayment plan to best benefit their business – there’s not one formula that fits all. Some would call it a crafted product, we just call it flexibility.
Use the calculator to see how much business finance you could qualify for. You may be pleasantly surprised.
What is your business gross earnings per annum
Applying for a Merchant Cash Advance (MCA) only takes minutes. You can apply by using the link below or contacting us on
Apply nowAfter learning more about you and your business we can have you pre approved within 24 hours.
John—The Crow Bar
John—Crow Bar
Or call 1300 760 930
Chances are someone else has had the same question and the answer will be in our FAQs.
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8:00am – 6:00pm (AEST) Monday – Friday
