You don't need to worry about cash flow with Capify on your side...

We help hard-working Australian small business owners grow and expand their business with:

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Talk to a Human

We’re always happy to work 1-on-1 to understand your situation and your business better.

Flexible Loan Options

We have a range of products and can tailor a solution to suit your small business needs.

13+ Years Experience

We’re proudly Australia's first alternative and accessible unsecured small business lender.

Capify exclusive Christmas offer - no interest

Our Gift to you this Christmas

With the holiday season approaching fast, we wanted to help spread some festive joy to our customers by offering you ZERO interest on unsecured funds for the month of December!^


Our loans are available up to $500,000+ for any business purpose with a simple application and 24-hour approval, so if you need a cash injection to stock up on inventory, invest in marketing or hire seasonal staff to get your business prepared for the peak trading period, get in touch today.


Simply click below to fast track your loan application and get funds in your account in time for Christmas.

*Subject to Capify’s standard credit approval criteria and the offer terms and conditions outlined here

So, which finance solution is right for your business?

small business loan

Small Business Loans

Don’t take daily payments but still have a monthly turnover over $10k? Our unsecured small business loans are flexible and don’t require assets for security.

Merchant cash advance

Merchant Cash Advance

Got an EFTPOS machine or take daily online payments? A Merchant Cash Advance can give you the quick cash flow you need with flexible payment options based on percentage of future sales.

4 simple steps to get funded in 24 hours

Apply online

Simple application with no credit check for pre-approvals.

Talk to a human

Receive a solution tailored to fit your business needs.

Minimum documentation

Get verified and approved quickly with minimum docs.

Receive your funds!

Get cash straight into your account within 24 hours.

Capify Success Story - Crow Bar
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“Capify worked for us to make our vision a reality.”

John - The Crow Bar

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Are you ready to make your dreams a reality?

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