Fast Funding for your Business with Capify: Get Quick Business Loans

We help hard-working Australian small business owners grow and expand their business with:

Australian small business Loans

Dedicated Funding Specialists

Consult a specialist to determine which loan fits your business best. We’re always happy to work 1-on-1 with you.

Flexible Loan Options

We have a range of products and can tailor a solution to suit your business requirements.

15+ Years Experience

We’re proudly Australia's first alternative and accessible unsecured small business lender.


At Capify, we aim to simplify Australian Business Funding, so you can reach your growth goals and succeed.


We recognise the importance of adaptability and flexibility and believe that every small business deserves access to the funding they need to grow and thrive.


That’s why we have streamlined our application process to make it quick, easy, and hassle-free. Our lending solutions are tailored to your unique business needs, with flexible repayment terms and funding possible within 24hrs.


Choose Capify and experience the difference of working with a team dedicated to helping you achieve your business goals.

So, which finance solution is right for your business?

small business loan

Unsecured Business Loans

Don’t take daily payments but still have a monthly turnover over $10k? Our unsecured small business loans are flexible and don’t require assets for security.

New Capify secured finance

Capify Secured Finance

Take the advantage of borrowing larger amounts against your assets. Our secured loans provide low interest rates and flexible repayment terms.

Merchant cash advance

Merchant Cash Advance

Got an EFTPOS machine or take daily online payments? A Merchant Cash Advance can give you the quick cash flow you need with flexible payment options based on percentage of future sales.

4 simple steps to get funded in 24 hours

Apply online

Apply online

Simple application that takes less than two minutes.

Talk to a human

Talk to a human

Receive a solution tailored to fit your business needs.

Provide documentation

Provide documentation

Get verified and approved quickly with minimum docs.

Receive your funds!

Receive your funds!

Get cash straight into your account within 24 hours.

“Capify worked for us to make our vision a reality.”

John - The Crow Bar

Apply online in minutes

Are you ready to make your dreams a reality?

Business loans Australia


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Loan Calculator

Loan Calculator

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