Small business loans tailored to your needs...

Our solutions are flexible and unsecured, so you don’t need to put up assets as security.

Customer excited for the next stage of his business growth with the help of our small business loan

Talk to a Human

We’re always happy to work 1-on-1 to understand your situation and your business better.

Flexible Loan Options

We have a range of products and can tailor a solution to suit your small business needs.

13+ Years Experience

We’re proudly Australia's first alternative and accessible unsecured small business lender.

Trusted by thousands of small Aussie businesses.

We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!

Borrowing capacity

$5,000 to $500,000

Quick approvals

Same day approvals & funding possible in 24 hours

Unsecured business loan

No assets or security required

Minimum paperwork

No financials, tax returns or BAS for loans under $150,000

Easy Repayments

Fixed, daily and weekly repayments that are easy on your cash flow


Fast and simple renewal process

Our unsecured business loan is the perfect way to get a quick cash injection.

Improve cash flow

Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.

Upgrade your business

Buy new equipment or renovate your store - invest in your business and improve efficiency!

Scale for growth

Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.

Tech & automation

Spend less time on the day-to-day admin and more time on the important things in life.

Tax, BAS or GST

Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!

4 simple steps to get funded in 24 hours

Apply online

Simple application with no credit check for pre-approvals.

Talk to a human

Receive a solution tailored to fit your business needs.

Minimum documentation

Get verified and approved quickly with minimum docs.

Receive your funds!

Get cash straight into your account within 24 hours.

Capify Success Story - Crow Bar
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“Capify worked for us to make our vision a reality.”

John - The Crow Bar

Apply online in minutes

Ready to get a solution tailored for your business?

Happy female Capfiy Customer on laptop being approved for an Unsecured Business Loan


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Loan Calculator

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