Get a Business Loan Quickly and Effortlessly
Easily Access Small Business Loans to Maintain the Smooth Operation of Your Business.
Easily Access Small Business Loans to Maintain the Smooth Operation of Your Business.
We’re always happy to work 1-on-1 to understand your situation and your business better.
We have a range of products and can tailor a solution to suit your small business needs.
We’re proudly Australia's first alternative and accessible unsecured small business lender.
Are you considering expanding your business but facing challenges in securing the required funds?
Here at Capify, we offer small business loans specially designed for your circumstances, providing an excellent solution to turn your business plans into reality, whether they are essential or ambitious.
Flexible Financing Options
Simple and easy, and hassle-free financing process.
Quick Eligibility Check
Check eligibility for your small business loan in just 2 minutes.
Tailored Repayment Terms
Repayment terms that match specific business circumstances.
Human Evaluation Process
Decision on every loan application is made by a human, not an algorithm.
Secured business loans are secured by assets like real estate, stock, or equipment. They work well for established businesses looking to expand into new premises or for amounts in excess $100,000. Visit Capify secured business loans to learn more about our secured business financing choices.
Unsecured business loans do not require collateral or security, making them an attractive option for businesses without significant assets. The primary benefit is that you can get approved that much quicker, without the hassle of completing an extensive application process.
Merchant cash advances provide businesses quick access to a lump sum of capital in exchange for a percentage of future credit card sales but at comparatively higher interest rates. Learn more about our merchant cash advances and how they can help your business grow.
At Capify, to qualify for a small business loan, you’ll need to meet certain criteria. Businesses need to be trading for at least 6 months and have a minimum monthly turnover of $10,000, along with an active Australian Business Number (ABN). We assess factors such as your credit score, business history, revenue, and financial stability. Providing accurate and up-to-date documentation, demonstrating a strong business plan, and having collateral (if required) increase your chances of approval.
Simple application that takes less than two minutes.
Receive a solution tailored to fit your business needs.
Get verified and approved quickly with minimal documentation.
Get cash straight into your account within 24 hours.
Improving your cashflow
Promoting your products and services through marketing initiatives
Expanding your workforce by hiring additional staff members
Covering short-term operational expenses through capital loans
Buying inventory to fulfil customer demands and maintain business operations
Upgrading equipment and technology to improve productivity
Apply for unsecured funding for your business in 2 mins and get easy funding within 24 hours
With our inception during the 2008 financial crisis, we possess extensive experience in assisting businesses during their most critical moments. Unlike traditional banks, which often take weeks to approve funding, we understand the urgency of maintaining positive cashflow and can provide your business with the funds you need, within 24 hours.
Our swift financing solutions enable you to quickly resume business operations and focus on the maintenance and growth of your company.
“I received an excellent service from Toni at Capify. She was very helpful & accommodating. I was given plenty of time to make my decision & Toni got my application approved pretty much the same day & at the time when I needed it the most. Highly Recommend.”
John - The Crow Bar
Capify offers a range of small business loans, including secured loans, unsecured loans, and merchant cash advances.
Eligibility for small business loans typically considers factors such as credit score, business history, revenue, and financial stability.
The amount of money you can borrow via a small business loan depends on the financial health of your company and the companies ability to repay the loan.
The interest rate for small business loans varies depending on factors such as; loan amount, term of loan,creditworthiness, loan type, and market conditions.
Documents such as financial statements, bank statements, tax returns, and business licenses are needed for a small business loan application.
With Capify’s quick loans, you can often receive funds within as little as 24hrs of your loan application being approved, providing you with the prompt capital you need for your small business.
Read helpful articles around a range of topics
Find answers to the most frequently asked questions
Get a quick estimate on how much you can borrow