Capify can lend from $5,000 to $300,000 in unsecured business funding to SMEs. The repayment terms are flexible and depend on the monthly turnover of your business. Terms range from 3 months to 12 months.
To apply only takes minutes and pre approval will be given within 24 hours. However, this time frame is dependent on receiving the required documents in a timely manner.
Once your application has been approved, and you’re guaranteed a business loan we can have the funds in your nominated account within 48 hours for most cases. If your case is urgent we will work out a solution that works in your favour.
Capify offers two products that work with your small business:
Merchant Cash Advance
It’s free! We don’t charge our customers any fees to submit an application. It is completely obligation-free and you can choose to commit whenever you are ready.
We support businesses from all industries and we have proven examples of customers that have successfully grown their business through our lending methods. Some industries include:
You can use the cash for any business purpose you like. A few ways our customers have used the funds:
Experience. We pioneered alternative lending for unsecured business funding in Australia in 2008. We’ve been creating unique products ever since.
Yes they are, no collateral or assets are required, the only requirement is a personal guarantee by the majority owner of the business.
We don’t use interest rates for our funding solutions. Instead Capify offers an agreed total payback amount. The payback amount depends on the type of business you operate and the term you require the business finance for. This way your business knows up front the total costs, making managing your cash flow easy.
Chances are someone else has had the same question and the answer will be in our FAQs.
Call us between
8:00am – 6:00pm (AEST) Monday – Friday