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To be eligible for an unsecured business loan you need the following;

  • $10,000+ monthly turnover
  • 6+ months in busines
  • Active ABN or ACN
  • Over 18 years of age
  • Australian Citizen or Permmanent Resident
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How To Take Your Small Business Online

Whether your small business is well-established, just starting out, or somewhere in between, having a dedicated website is a must. Why is this such a necessity? Consider these statistics: -  Internet users spend an average of 6 hours and 42 minutes online every day -  As of 2019, nearly two-thirds of small businesses have websites.... More

Capify Launches New COVID Flexible Loan Solution To Support Businesses In Their COVID Recovery Growth Phase

Leading Fintech looking to deploy A$50 million supporting SME’s to recover and set up for success in the “new normal” future with a new product whereby repayment is only made as a business’ sales occur. (Sydney, Australia) – Capify, a national leader in alternative SME finance has announced the launch... More

Impact of Covid-19 and expected impact of Job-Keeper closure

  As we move into 2021 impacts of Covid-19 and the expected impact of Job-Keeper closure are becoming a reality that SME businesses will have to face. At Capify we are always interested to see what is happening with the SME businesses of Australia. Covid-19 had a major impact on... More

Getting your business ready for a Post Covid-19 world

A whopping 99.8% of Australian businesses are classified as either small (fewer than 20 employees, or less than $10 million revenue) or medium (20–199 employees, over $10 million revenue) enterprises1. Getting your business ready for a Post Covid-19 world as small to medium business is essential for survival. These businesses... More

Why Small Businesses Should Get COVID Recovery Loans

  The COVID-19 pandemic has not only affected the health and lives of millions of people but also impacted the global economy significantly. From local coffee shops to modern services like electric scooter ride-sharing platforms, businesses of all sizes from all sectors in Australia have been struck down. It may... More

Top 5 Tips For Construction And Trade Businesses in 2021

Maintaining a small business in the construction and trade industry is challenging enough without the difficulties presented by COVID-19. Whilst these challenges are expected to be eased out in 2021,  it still serves an important lesson for businesses: Continuously planning and preparing for the future. Most small businesses are already... More

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