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COVID Flexible Loan

Enter your business recovery phase with the help of our COVID Flexible Loans, designed to maximise your business growth with minimum impact on cash flow.

COVID Flexible Loan

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We’re always happy to work 1-on-1 to understand your situation and your business better.

Flexible Loan Options

We have a range of products and can tailor a solution to suit your small business needs.

15+ Years Experience

We’re proudly Australia's first alternative and accessible unsecured small business lender.

As the economy recovers from the COVID-19 pandemic and the country starts opening back up, this is the perfect time for small businesses to take advantage of our COVID Flexible Loan to revive and grow their business.


With government support measures such as the Small Business Fees and Charges Rebate ending in June, many small businesses need all the support they can get to continue operating and growing their business with minimal impact to their cash flow.

Benefits of the COVID Flexible Loan

Although it’s almost back to normal in Australia with more businesses opening and more people going back to their jobs, there’s still a bit of caution due to the pandemic and the new virus variant. Business turnover can still be severely impacted by new Government lockdowns.


With this in mind, we have launched an adaptable, short-term finance solution that allows business owners to expand and grow their businesses without having to commit to and worry about fixed monthly payments due to the volatility of your business in this environment.


Our flexible repayments are based on your future sales. Hence, it remains consistent with your turnover during these challenging times, and the impact on your cash flow is minimised, meaning we only get repaid as you get paid from your customers. You can continue to boost your growth as you recover from the losses of the pandemic.


Since we do not require security, the process of getting approved for the COVID Flexible Loan is super quick and easy, with funds in your account possible within 24 hours.


Whether your business is still struggling as a result of the pandemic or is actually seeing surges in demand for your products or services, additional working capital from Capify can help your business get back up to speed and invest in opportunities for future growth.

Is my Business Eligible for the COVID Flexible Loan?

If you have been in business for a minimum of 6 months, have a monthly turnover of $10,000+ and receive a high percentage of payments via credit and debit card or EFTPOS sales, then you could be eligible for the COVID Flexible Loan.

Loans are available from between $5,000 and $75,000+ for any business purpose, so take advantage of new opportunities for growth for applying for funds today.

4 simple steps to get funded in 24 hours

Apply online

Apply online

Simple application that takes less than two minutes.

Talk to a human

Talk to a human

Receive a solution tailored to fit your business needs.

Provide documentation

Provide documentation

Get verified and approved quickly with minimum docs.

Receive your funds!

Receive your funds!

Get cash straight into your account within 24 hours.

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