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As the economy recovers from the COVID-19 pandemic, this is the perfect time for small businesses to take advantage of our COVID Flexible Loan to maximise their business growth.

With government support measures such as JobKeeper and Retail and Other Commercial Leases ending by 28th March and Phase 2 of The Coronavirus SME Guarantee Scheme  ending in June, many small businesses need all the support they can get to continue operating and growing their business with minimal impact to their cash flow.

Benefits of the COVID Flexible Loan

Although it’s almost back to normal in Australia with more businesses opening and more people going back to their jobs, there’s still a bit of caution due to the pandemic and the new virus variant.

Business turnover can still be severely impacted by Government decisions around maximum number of patrons and forced temporary closures.

With this in mind, we have launched an adaptable, short term finance solution that allows business owners to expand and grow their business without having to commit to and worry about fixed monthly payments due to the volatility of your business in this environment.

Our flexible repayments are based on your future sales so it remains consistent with your turnover during these challenging times and the impact on your cash flow is minimised, meaning we only get repaid as you get paid from your customers and you can continue to boost your growth as you recover from the losses of the pandemic.

Since we do not require security, the process of getting approved for the COVID Flexible Loan is super quick and easy, with funds in your account possible within 24 hours.

Is my Business Eligible for the COVID Flexible Loan

If you have been in business for a minimum of 12 months, have a monthly turnover of $10,000+ and receive a high percentage of payments via credit and debit card or EFTPOS sales, then you could be eligible for the COVID Flexible Loan.

Loans are available from between $5,000 and $300,000+ for any business purpose, so take advantage of new opportunities for growth for applying for funds today.

How can I use these funds to recover from the impact COVID?

There are many ways for small businesses to recover from the changes brought on by COVID-19.

Whether your business is still struggling as a result of the pandemic or is actually seeing surges in demand for your products or services, additional working capital can help your business get back up to speed and invest in opportunities for future growth.



Quick & Simple Application

Call or apply online in minutes for a quick, obligation free quote.

Loans Between $5K-$300K

We can get you funds you need with loan terms that suit your business.

Fast 24 Hour Funding

Fast, same day approvals and funds in your account within 24 hours*.

How can small businesses use business funds?

  • Pay bills
  • Marketing
  • Hiring extra staff
  • Purchasing Stock
  • Improve cash flow
  • Purchasing a business car or truck
  • Renovating or expanding the business
  • Upgrading or purchasing equipment

Why Capify

We know running a business is hard. Remaining stable as a small business and capitalising on growth opportunities can be difficult in such a competitive environment, especially when you’re short on funding.

Capify can help you get the funding you need quickly, without any hassles. We take time out to understand your business needs and offer you a tailored solution to help you achieve business growth, provide greater cash flow, and invest in your business for future.


Speak to a lending specialist today on 1300 760 930 to get funds in 24 hours or start your application and apply now.

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