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Business loans Sydney and NSW

Within the city of Australia, there are more than 5000 businesses varied in unique structures, sizes, and growth rates. The number of businesses fluctuates each year as an effect of the current climate of economic activity, whether it’s increasing or decreasing.

Sydney is Australia’s largest economy and has a “strong population growth” (Eryk Bagshaw, Shane Wright 2019) which initially created more spending and sales over the previous years. However, with population growth decreasing from 10.88% in 2013 (Population.net.au, 2019), to 2.05% in 2018 (Population.net.au, 2019), there has been a struggle with preventing the economy from looming closer to a recession.

Sydney businesses need support from the local government due to the lack of access to funds being a result of slow business growth and economy. A business lender like Capify can help business owners access short term business loans under 12 months with an easy application process that can help them with having working capital for their business in 24 hours.

Accessing a business loan in Sydney and cash flow is a critical aspect behind the success of a business (Carvalho, 2017). It is of paramount importance for small businesses to possess business finance to support and run an enterprise in Sydney, as they are required to meet unexpected costs and financial obligations. Without positive cash flow and a quick business loan in Sydney, it is almost impossible to sustain the business, as well as achieve basic business goals such as increased profit and capital (Carvalho, 2017). Due to high levels of competition from large corporations, small businesses tend to struggle more in maintaining sales without the adequate cash flow to support it, an unsecured business loan could help with this struggle for cash flow.

Sydney’s small enterprises are required to adhere to specific Australian legal requirements that assist in protecting both the business and its consumers. Regulations in regards to registration are compulsory to conform with that include Australian Business Number and a Tax file number (Business.gov.au, 2018). Alongside this, the business must obey to all fair trading laws or terms and conditions in regards to pricing, promotion, and refunds to protect consumers from any unethical behaviour performed by the business (Business.gov.au, 2018). Moreover, by doing this businesses are able to benefit from these regulations as it will encourage consumers to spend if protected.

Speak to a lending specialist today on 1300 760 930 to get funds in 24 hours or start your application and apply now.


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How Capify helps small businesses acquire funding

Capify provides fast business loans in Sydney and is one of Australia’s leading finance firms that obtain the purpose of providing funds and assistance to any type of business who require it.

They offer two types of loans or credit products including; Merchant Cash Advance and Capify small business loan.

Capify is different from competitors with their ideal NSW business loans, and their ability to see potential success in businesses without being bias as much as possible on previous credit ratings.

Capify is an alternative to the big bank and does not offer a line of credit or interest rates, instead, they work with a fixed rate. Loan terms range from 3 months to 12 months and their loan amounts range from $5,000-$300,00.

How could small businesses get a franchise loan?

  • Pay Bills
  • Marketing
  • Hiring extra staff
  • Purchasing Stock
  • Improve Cash Flow
  • Purchasing a Business car or Truck
  • Renovating or Expanding the business
  • Upgrading or Purchasing Equipment

Why choose Capify?

The great news is that Capify’s application costs are free, we don’t charge you when you submit an application for a small business loan in Sydney. It’s obligation-free and you can commit whenever you are ready.

A great financial product that Capify can provide is Merchant Cash Advance, where this revolves around businesses gaining a lump sum of money and repaying it through minor percentages of their EFTPOS transactions. This would greatly benefit the business as it would prevent cash flow shortages, thus they are able to have the cash to pay debt payments, expenses, and unexpected costs.

Furthermore, enterprises are also introduced to the option of Sydney business loans that Capify can provide, increasing capital, thus increasing cash flow. Alongside this, they deliver expert advice that contains knowledge and techniques on how to improve cash management to assist in keeping your business as healthy as possible.

Capify is Australia’s first small business lender since 2008, we have built and maintained a google review of 4.5/5.

Speak to a lending specialist today on 1300 760 930 to get funds in 24 hours or start your application and apply now.


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We help businesses like:


What are your interest rates?

We don’t use interest rates for our funding solutions.

Instead Capify offers an agreed total payback amount. The payback amount depends on the type of business you operate and the term you require the business finance for. This way your business knows up front the total costs, making managing your cash flow easy.

Does Capify have an office branch in Sydney?

Capify is a fin-tech and purely operates online. We do not have a physical branch. However, our office is in Parramatta.

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