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What is a Small Business Loan?

Instead of monthly payments, the Business Loan has a fixed, daily repayment schedule allowing you to better manage your business finances and budget more effectively.

Unlike a commercial bank, Capify’s requires minimum paperwork, as it is an unsecured business loan.

Once approved, the funds will be depisited in your account within 24 hours, not weeks or months.

Is your business seasonal? No problem. Our loans can help adjust to the highs and lows of your business cash flow.


A Capify Unsecured Small Business Loan is right for you if;

  • You’re looking to avoid a steep payment at the end of the month
  • You’re looking for a fast and simple business finance solution
  • You’re looking to:

If your company has fluctuating cash flow, no problem – our Merchant Cash Advance or MCA adjusts to meet the daily needs of your business finances.  Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS terminal sales is repaid daily for the term of your Cash Advance.


Small Business Loan Features

  • Easy on cash flow
    Fixed daily repayments to maintain steady business finances
  • Short term
    3 to 12 months
  • Unsecured business loan
    No security required
  • Minimum paperwork
    No financials, tax returns or BAS for loans under $75,000
  • Quick approvals
    Same Day Approvals
  • Repayments
    Small daily direct debit
  • Fund amount
    $5,000 to $300,000
  • Renewals
    Fast and simple renewal process
Apply Now

Or call 1300 760 930

Does my business qualify for a loan?

  • The business has been operating for
    6 months
  • Current ACN/ABN
  • Bank Statements
  • Minimum $10,000 a month in gross sales
  • You have proof of ownership

Apply anytime, anywhere

  • No application fee
  • No obligation
  • See how much you qualify for

Still have questions?

See our FAQs

Chances are someone else has had the same question and the answer will be in our FAQs.

Call us

Call us between
8:00am – 6:00pm (AEST) Monday – Friday

1300 760 930

Copyright © 2019 Capify Australia PTY LIMITED (ABN 38 630 469 117) trading as Capify. All Rights Reserved.