Small Business Loans

Instead of monthly payments, the Business Loan has a fixed, daily repayment schedule allowing you to better manage your business finances and budget more effectively.

Unlike a commercial bank, Capify’s requires minimum paperwork, as it is an unsecured business loan.

Once approved, the funds will be depisited in your account within 24 hours, not weeks or months.

Is your business seasonal? No problem. Our loans can help adjust to the highs and lows of your business cash flow.

A Capify Unsecured Small Business Loan is right for you if;

• You’re looking to avoid a steep payment at the end of the month
• You’re looking for a fast and simple business finance solution
• You’re looking to:
  • Improve cash flow
  • Renovate or expand
  • Buy new equipment
  • Boost staff
  • Purchase stock
  • Any business purpose

If your company has fluctuating cash flow, no problem – our Merchant Cash Advance or MCA adjusts to meet the daily needs of your business finances.  Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS terminal sales is repaid daily for the term of your Cash Advance.