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What is a Small Business Loan and the loan requirements?

Instead of monthly payments, our business loan has a fixed, daily repayment schedule allowing you to manage your business finances and budget more effectively.

Unlike a commercial bank, Capify requires minimum paperwork, as it is an unsecured business loan.  If you are in Melbourne, Sydney, Adelaide, Brisbane, Perth, Hobart, Canberra, or Darwin we can help.

Once approved, the funds will be deposited in your account within 24 hours, not weeks or months.

Is your business seasonal? No problem. Our loans can help adjust to the highs and lows of your business cash flow.

Call us on 1300 760  930 and discuss your business loan requirements and loan amount.

 

A Capify Unsecured Small Business Loan is right for you if;

  • You’re looking to avoid a steep payment at the end of the month
  • You’re looking for a fast and straightforward business finance solution
  • You’re looking to unsecured business funding to:

Small Business Loans – If your company has fluctuating cash flow, no problem – our Merchant Cash Advance or MCA adjusts to meet the daily needs of your business finances and the loan amount that suits your business needs with a very simple and fast application process. Looking for funds to take advantage of the ATO 30k Write-off.

Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS terminal sales are repaid daily for the term of your cash advance.

Quick business funding from Capify can solve your business funding requirements in as soon as 24 hours once approved. Read what our customers say from our TrustPilot Review.

Capify can help small businesses across NSW, Victoria, Queensland, Western Australia, South Australia, and Tasmania.

We ensure our staff have a comprehensive knowledge of the Australian SME market and can truly understand your business needs, aspirations and need for finance. Our small business lending consultants will guide you through the entire small business loan process from initial quotation to funding.

Mozo says “With more than 10 years of experience, Capify has been helping Australia’s small business owners reach new heights with their tailored funding solutions. The lender provides unsecured business loans which are flexible and accessible, and its simple application process makes getting funding a breeze”.

Small Business Loan Features

  • Easy on cash flow
    Fixed daily repayments to maintain steady business finances
  • Short term
    3 to 12 months
  • Unsecured business loan
    No security required
  • Minimum paperwork
    No financials, tax returns or BAS for loans under $75,000
  • Quick approvals
    Same Day Approvals
  • Repayments
    Small daily direct debit
  • Fund amount
    $5,000 to $300,000
  • Renewals
    Fast and simple renewal process
  • Short Term Business Loans
    Loan business unsecured
Apply Now

Or call 1300 760 930

Does my business qualify for a loan?

  • The business has been operating for
    6 months
  • Current ACN/ABN
  • Bank Statements
  • Minimum $10,000 a month in gross sales
  • You have proof of ownership
  • Loan amount
  • Repay loan amount

Apply anytime, anywhere

  • No application fee
  • No obligation
  • See how much you qualify for

Still have questions?

See our FAQs

Chances are someone else has had the same question and the answer will be in our FAQs.

Call us

Call us between
8:00am – 6:00pm (AEST) Monday – Friday

1300 760 930

Copyright © 2019 Capify Australia PTY LIMITED (ABN 38 630 469 117) trading as Capify. All Rights Reserved.