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Apr 2019

3 ways to avoid cash flow challenges for small business

April 3, 2019
Capify Australia

Cash flow is a critical life force of every small business (SME). So it is important to pre-empt and address any potential cashflow problems before they strike. This is important so you can manage a loan.

That is why we have put together three top tips to proactively conquer cashflow problems.

For any cashflow problems you do not catch in advance? Well there are Capify small business loans, designed specifically for SMEs and offering fast approvals, fixed daily repayments and minimal paperwork.

Tip 1 to conquer cashflow problems: team up with technology

Cashflow management is driven by having the right information at the right time. Technology can be your key partner in achieving success in your small business.

Bring online or cloud-based accounting systems onboard in your SME and your cashflow forecasting can really be ahead of the pack.
Real time visibility of your SME finances is kryptonite to cashflow problems. Perhaps you are concerned about dipping into your SME cashflow to invest in such technology.
You do not have to. Put a Capify small business loans to work and you can enjoy that real-time cashflow visibility without sacrificing important cash upfront.

Tip 2 to conquer cashflow problems: be discerning with debtors
For SME(small business)  owners, customers can be the source of either cash flow ease or cashflow risk. Any unpaid debt is cash that could be in your small business loan and should be, but isn’t. So what is the answer? Be discerning when it comes to debtors. Do some due diligence on who is going to owe you money. Talk to industry counterparts, tune into your instincts when you meet customers and use smart processes to support good cashflow health. Favour upfront payment options and progress invoicing then be sure to proactively follow up late payers. Small Business Loans.

Tip 3 to conquer cashflow problems: plan ahead small business loans
Forewarned is forearmed. If you already know precisely how to respond to cashflow problems, you will never be caught unawares. So be sure to perform regular cashflow forecasting and continually monitor how your true cash position measures up against your forecasts. Complement forecasting with contingency planning. That way no matter what happens, you will have your strategic next steps already at the ready.
A cash flow statement can be one of the most important tools in managing your finances. “Tracking all the money flowing in and out of your business and can reveal payment cycles and seasonal trends that require additional cash to cover payments” says Inc magazone
Your SME can face any cashflow problems with confidence. Capify small business loans give you the cash you need to really get your SME humming.

Or call 1300 760 930 to speak with one of our friendly lending consultants now. And watch your small business grow.

At Capify, we offer short-term business loans, usually three to twelve months for a variety of small businesses.

Below, we’ve collected some of the costs, features and other need-to-knows of a Capify business loan, so you can be completely informed before you sign up.

Proudly we were the first to do so in Australia.   With over 10+ years of local experience providing small business loans working capital globally. Capify is Australia’s most experienced alternative fin-tech lender to small business.

Adopting a customer-centric focus on service and simplicity; our vision is to support Australian businesses with tailored financial solutions. With our philosophy, we work together to create the most flexible and accessible commercial business loans for our clients. This allows us to streamline our internal processes passing on time and cost savings to you.

Capify Is one of the most trusted small business lenders in Australia. With TrustPilot reviews and Google reviews that speak for themselves, our story shows our dedication towards helping business finance growth.

Capify Australia provides FAQ’s and a customer help centre on unsecured business loans, quick business loans, online business loans solutions based around the payments, credit, investment and Sydney, Melbourne, Brisbane, Perth, Hobart and the territories, markets space. Small Business Australia says: “Capify Australia: Review for Borrowers.

Read the following Capify review to find out more about this company and discover if it’s suitable for your needs. … Capify is obviously among the top 3 most significant and most respected lenders in the Australian small business loan market”.

Australia’s leading Finacial Comparison Website, Finder.com.au.says “

If you’re looking for a flexible business loan. This unsecured financing option from Capify may be one to consider”. You can apply for however much you need, with loans of between $5,000 and $300,000 available, and with same-day approval, you can have your funds within 24 hours. Repayments can be flexible to suit your business’ cash flow”.

Find out more about the benefits of a Capify Unsecured Business Loan in the review.

We are a proud member of

Australian Finance Industry Association and Capify Business Loans

Australian Finance Industry Association and Capify Business Loans


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