Call or apply online in minutes for a quick, obligation free quote.
We can get you funds you need with loan terns that suits your business.
Fast, same day approvals and funds in your account within 24 hours*.
Unsecured business loans allow you to borrow money for your business without the need for collateral. Unlike secured loans which require you to borrow against an asset such as a vehicle or property, unsecured loans aren’t guaranteed.
As a result of not requiring any collateral, unsecured loan applications are often assessed on the basis of business cash flows and the borrower’s creditworthiness.
Our unsecured business loans can be provided for anywhere from 3 months to 13 months with flexible repayments and early payout available.
Businesses choose to take out unsecured business loans for a range of different business-based reasons.
These range from immediate needs to long-term plans, but some of the most common things unsecured business loans can be used for are the following:
We don’t use interest rates for our funding solutions.
Instead Capify offers an agreed total payback amount. The payback amount depends on the type of business you operate and the term you require the business finance for. This way your business knows up front the total costs, making managing your cash flow easy.
At Capify, it’s possible to get a business loan with bad credit from some alternative finance providers. Your personal and business credit history may still be checked, but your business’s financial situation will be used to determine your eligibility. Complete the small business online loan application form to get started on getting business funding — quick or Fast turnaround. Fewer clients lead to prompt service. While you may need to wait a few weeks when applying with a bank, an alternative lender may be able to approve and fund your business loan in one business day. Apply online or call us on 1800 432 043
The term ‘Alternative Business Funding’ or ‘Fintech Australia’ is something new and foreign. Alternative lending is an emerging global market that has begun to overtake the leading position of the traditional bank when it comes to business loans and lending short term. Online Alternative business lenders such as Capify provide a range of alternative loan options for business owners rather than traditional bank loans.
Alternative business funders, such as Capify are often easier and quicker application process. Capify can fund a business customer within 24 hours.
This is subject to the customers banking provider.
Capify small business funding takes out to the red tape than traditional lenders. This can mean shorter processing times, quicker financing of loans and no credit history checks. With more flexible credit limits and closer relations ship.
Figures reveal there are 2,056,523 small businesses in Australia employing less than 19 people, accounting for 97 per cent of all businesses by employee size, according to official figures.
Alternative lenders tend to have fewer clients than one of the four big banks does.
This gives Capify the freedom to get to understand customers requirements and their businesses properly, which will lead to more flexible terms.
We know running a business is hard. Remaining stable as a small business and capitalising on growth opportunities, especially after a world wide pandemic can be difficult when you’re short on funding.
Capify can help you get the funding you need quickly, without any hassles. We take time out to understand your business needs and offer you a tailored solution to help you achieve business growth, provide greater cash flow, and invest in your business for future.
Speak to a lending specialist today on 1300 760 930 to get funds in 24 hours or start your application and apply now.Get Started