and expand your customer base, plus your revenue streams
A Capify business loan broker is an expert who will guide you to a short-term business finance solution that suits your needs and circumstances.
Capify offers small business loans up to $500,000 with no asset security required. Our loans can help adjust to the highs and lows of your business cash flow. Call us on 1300 760 930 and discuss your business loan requirements and loan amount.
Providing your commercial clients with hassle-free unsecured business finance up to $500,000 has never been so simple.
When you join our broker program, you will be assigned a dedicated BDM team member who will help qualify and support your referred business clients, to ensure we find solutions that work in line with their business needs.
Our Small Business Loan and Merchant Cash Advance products require minimum paperwork, can be funded in 48 hours and are designed for Australian businesses, with small daily repayments to avoid cash flow problems.
We also provide you daily, weekly and monthly updates on information such as lead statuses, application progress and funded customers to keep you up-to-date on each customer’s journey, while you own the client post-settlement. Gain access to our marketing resources, content, exclusive partner offers and professionally designed creatives to help you win new customers and find opportunities in your database.
Earn generous commission from a single referral with competitive rates for new and renewed loans. For more information on the break down of commission, contact our BDM’s directly on 1300 531 587.
Emma – Capify Partnered Broker
As a fintech Capify believes in providing the best technology and platforms for our brokers, that is why we have invested in a trusted third party partner portal customised to meet broker requirements.
When you apply to become a partner you will receive access to our real-time reporting portal that tracks your small business referrals as they come in live and your commissions are online 24/7. You will also have a dedicated BDM who will also provide you regular updates daily on the application progress of your client and be able to assist you with any questions you may have about the portal.
Capify does not lend small business finance to the following Industries:
Your clients can use their Small Business Loan or Merchant Cash Advance for any business purpose.
Here are a few ways our funds have been used:
To apply for a Capify Small Business Loan or a Merchant Cash Advance you must have an active ABN or ACN, have been in business for over 6 months, have a monthly turnover of $10,000, be an Australian Citizen or Permanent Resident and over 18 years of age.
What you will need to apply:
The small business loan approval process is a fast 10 minute application over the phone with one of our experienced lending specialists. Once it goes to our credit department the application can be fully approved in less than 2 hours, funded in 24 hours for a small business loan and 48 hours for our merchant cash advance. (Approval time based on receiving all required documents during the application process).
Once approved the conditional approval will last up to 30 days.
For both Capify’s Small Business Loan and Merchant Cash Advance products the terms vary from 3-12 months.
We don’t use interest rates for our funding solutions, instead Capify offers an agreed total payback amount based on a factor rate associated with risk. This way your client knows up-front the total costs involved, making managing your cash flow simple. The payback amount is also dependent on the type of business operated, the term your client requires, their daily balance, gross monthly sales and credit score.
Our commission payments are paid up front on all successfully funded deals. We pay an agreed percentage of the margin on each deal that you refer. For further clarification, please contact our BDM team directly for a break down on the commission you could potentially earn.
Any client of yours that is funded by Capify, and decides to renew with us means you also generate additional commission, as you own the client throughout the whole process and we respect the hard-won relationships you have with your small business owners.
