Business finance and funding solutions help manage daily expenses and support business growth.

Need finance for your business? Talk to Capify

Capify Business finance

Talk to a Human

We’re always happy to work 1-on-1 to understand your situation and your business better.

Flexible Loan Options

We have a range of products and can tailor a solution to suit your small business needs.

15+ Years Experience

We’re proudly Australia's first alternative and accessible unsecured small business lender.

So, which finance solution is right for your business?

small business loan

Unsecured Business Loans

Don’t take daily payments but still have a monthly turnover over $10k? Our unsecured small business loans are flexible and don’t require assets for security.

New Capify secured finance

Capify Secured Finance

Take the advantage of borrowing larger amounts against your assets. Our secured loans provide low interest rates and flexible repayment terms.

Merchant cash advance

Merchant Cash Advance

Got an EFTPOS machine or take daily online payments? A Merchant Cash Advance can give you the quick cash flow you need with flexible payment options based on percentage of future sales.

How do I obtain finance for a small business?

As a small business owner, managing your finances is one of the most important tasks you have to undertake. Having a good understanding of your cash flow, expenses, and profits can help you make informed decisions that can drive your business forward. However, many small business owners struggle with finance and find it hard to keep their finances in order. Having a good handle on your cash flow can help you make decisions that can keep your business running smoothly, such as managing your expenses, paying bills, and investing in growth opportunities. 


At Capify, we offer various Business finance solutions for you to choose from. We help hard-working Australian small business owners grow and expand their businesses by providing finance up to $5M within 24hrs*. If you do require funding but are unsure about your options, chat with one of our lending specialists on 1300 760 930 or Get Started so that we can assist you with getting funds approved within 24 hours.

4 simple steps to get funded in 24 hours

Apply online

Apply online

Simple application that takes less than two minutes.

Talk to a human

Talk to a human

Receive a solution tailored to fit your business needs.

Provide documentation

Provide documentation

Get verified and approved quickly with minimum docs.

Receive your funds!

Receive your funds!

Get cash straight into your account within 24 hours.

Don't take our word for it. Hear what our customers say

“Robert from Capify was amazing and made the process easy, simple and we got approval for the money we needed within hours. The funds were in our account the next day. Definitely needed this and the repayments are broken down into business day repayments which just makes so much sense. Thanks, Robert and the team.”

John - The Crow Bar

Check out our Knowledge Blog –

Mastering SME Cash flow management

Business owner applying for one of Capifys flexible business finance solutions


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