Who we lend to
Australian registered business
Sole traders and Contractors
Companies, Trusts and Partnerships
Been in business for at least 6 months
Turnover of at least $5,000/month
Have a fair credit history
What you’ll need to provide
Last 6 months’ business bank statements
Mortgage or rental statements (home-based businesses)
What you’ll receive
$5k – $300k in unsecured funds
Flexible repayment options
Terms from 3 to 15 months
Clear repayments and fee structure
Easy application process and fast approval
Seamless loan renewals and extensions
Capify Australia. Small Business Funding. Small Business Line of Credit. Small Business Loans. Merchant Cash Advance
Capify. Business Funding Made Simple.
Capify is a leading small business alternative finance provider powered by proprietary technology and analytics. Capify leverages a proprietary underwriting platform to provide working capital solutions to small and medium-sized businesses in Australia and UK USA, including small business loans, merchant cash advances, and business lines of credit. Business owners can apply online and receive decisions in 60 seconds or less.
With more than 13 years experience and over $650,000,000 financed, Capify is Australia’s largest and most experienced alternative lender to small business. With a customer-centric focus on service, technology, innovation and simplicity; our vision is to support Australian small businesses with effective and tailored small business funding solutions.
Our team puts your business at the centre of everything we do, catering to all of your requirements and delivering on our promise of exceptional customer service. Through unsecured small business funding, we’ve helped small business owners capitalise on a multitude of opportunities that have either improved business performance or pulled businesses out of a tight spot. Opportunities varying from: store/site expansion, peak seasons, staffing, paying bills, acquiring stock, refurbishing, repairing and more – we have a comprehensive understanding of every industry. Here at Capify, we go beyond the traditional business finance organisation to genuinely understand your business and work with you to achieve the goals and objectives you seek through access to small business unsecured funds.