• A Simple Way To Fund Your Business

    Get $5,000 to $300,000 in unsecured finance

  • A Simple Way To Fund Your Business

    Get $5,000 to $300,000 in unsecured finance

Small business funding made simple.

How it works

Business Info

Step 1

Apply Online

Use our simple online application and tell us how much working capital you would like for your business.

Business Info

Step 2

Business Info

Tell us a bit about your business so we can select the right funding solution for you

Real Time Offer

Step 3

Real-time Offer

Your quick quote is generated in just 60 seconds.

Get Funds

Step 4

Receive Funds

Receive your money in as little as 24 hours after approval.

Boosting business cashflow has never been easier

With a high approval rate and funds deposited in as little as 24 hours, we make getting on with business simple.

Who we lend to

green tick Australian registered business

green tick Sole traders and Contractors

green tick Companies, Trusts and Partnerships

green tick Been in business for at least 6 months

green tick Turnover of at least $5,000/month

green tick Have a fair credit history 

What you’ll need to provide

green tick ABN details

green tick Personal identification

green tick Last 6 months’ business bank statements

green tick Mortgage or rental statements (home-based businesses)


What you’ll receive

green tick $5k – $300k in unsecured funds

green tick Flexible repayment options

green tick Terms from 3 to 15 months

green tick Clear repayments and fee structure

green tick Easy application process and fast approval

green tick Seamless loan renewals and extensions

Why Capify Small Business Funding?

Capify is the industry leader in providing alternative finance to Australian small businesses.

Read how Capify has helped other small businesses.

Let us help your small business raise finance

Contact us about getting small business funding

Call us on 1300 760 930 or

Capify Australia. Small Business Funding. Small Business Line of Credit. Small Business Loans. Merchant Cash Advance

Capify. Business Funding Made Simple.

Capify is a leading small business alternative finance provider powered by proprietary technology and analytics. Capify leverages a proprietary underwriting platform to provide working capital solutions to small and medium-sized businesses in Australia and UK USA, including small business loans, merchant cash advances, and business lines of credit. Business owners can apply online and receive decisions in 60 seconds or less.

With more than 13 years experience and over $650,000,000 financed, Capify is Australia’s largest and most experienced alternative lender to small business. With a customer-centric focus on service, technology, innovation and simplicity; our vision is to support Australian small businesses with effective and tailored small business funding solutions.

Our team puts your business at the centre of everything we do, catering to all of your requirements and delivering on our promise of exceptional customer service. Through unsecured small business funding, we’ve helped small business owners capitalise on a multitude of opportunities that have either improved business performance or pulled businesses out of a tight spot.  Opportunities varying from: store/site expansion, peak seasons, staffing, paying bills, acquiring stock, refurbishing, repairing and more – we have a comprehensive understanding of every industry. Here at Capify, we go beyond the traditional business finance organisation to genuinely understand your business and work with you to achieve the goals and objectives you seek through access to small business unsecured funds.

Small Business Loans. Merchant Cash Advance. Small Business Line of Credit.

Get Small Business Funding today.

We’ve provided SMEs with over $650,000,000 of working capital

get funded now