1300 760 930

The Faster, Flexible way to get Secured Loans

Funding solution that you have been waiting for is finally here

Hospitality business owner happy after being approved for a Merchant Cash Advance

Dedicated Funding Specialists

Consult a specialist to determine what loan terms fit your business best. We’re always happy to work 1-on-1 to understand your business needs.

Flexible Repayment terms

Enjoy flexibility with interest-only payments and better terms tailored to help you repay what you borrow while helping your business flourish.

15+ Years Experience

We’re trusted Australia's first alternative and accessible small business lender for over 15 Years. We understand small businesses better.


Capify Secured Finance made accessible for businesses that want to expand new opportunities

We heard you and came up with a product so that your business can borrow a large capital at better rates and at flexible repayment terms. When you need the finance to cover wages, tax, or simply to expand, often you need to access funds fast. We get that you don’t always have all the documentation the banks require or a fantastic credit file, and that’s ok, we offer low doc business loans.


We pride ourselves on offering some of the best highly rated customer services in Australia. When you need us, Capify’s got your back.

Borrowing capacity

$250,000 to $2,500,000 (Larger loans always considered)

Quick approvals

Same day approvals & funding possible in 24 hours

Collateral options

Residential, Commercial, Vacant Land, Industrial, Retail

Minimum paperwork

No financials, tax returns or BAS for loans under $75,000

Interest rates

From 1% per month

Flexible loan terms

From 1 month (the flexibility to not get locked in and pay as you go)

LVR rates

Upto 65% (Higher available with additional security)

Capify Secured Finance solution that works for all your business needs

Improve cashflow

Improve cash flow

Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.

Sales For Growth

Upgrade your business

Buy new equipment or renovate your store - invest in your business and improve efficiency!

Sales For Growth

Scale for growth

Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.

Tech & automation

Tech & automation

Spend less time on the day-to-day admin and more time on the important things in life.

Tax, BAS or GST

Tax, BAS or GST

Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!

4 Quick and Easy Steps to Secure your Loan

Apply online

1. Get Started

Submit online form with your basic business information to help us understand your funding needs.

Talk to a human

2. Talk to Expert

Connect with one of our funding specialists who will provide you tailored solution that works best for your business.

Provide documentation

3. Low Paperwork

Get verified quickly by submitting your supporting documents. We take into consideration your specific circumstances.

Receive your funds!

4. Receive Funds

If approved, the funds could be transferred to your requested account in as little as 24 hours.

Don't take our word for it. Hear what our customers say

Play Video

“Robert from Capify was amazing and made the process easy, simple and we got approval for the money we needed within hours. The funds were in our account the next day. Definitely needed this and the repayments are broken down into business day repayments which just makes so much sense. Thanks, Robert and the team.”

John - The Crow Bar

Check out our Knowledge Blog –

The Benefits Of Secured Business Loans - What You Need To Know?

Business owner applying for one of Capifys flexible business finance solutions

Let's Get Started...

Leave the basic details of your business below and one of our friendly Lending Specialists will get in touch with you to discuss how you can get funds quickly to flourish your business.

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*Subject to Capify’s standard credit assessment criteria and terms & conditions.

We’ll go the extra mile to find a solution for you

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  • Loan amounts and loan terms are for illustrative purposes only, which the lender may adjust in its sole discretion without notice. Eligibility and approval are subject to a standard credit assessment and the applicants’ business circumstances which may include information such as industry, time in business, estimated revenue and other data. Not all loan amounts, term lengths or rates will be available to all applicants. Loans are subject to lender approval. Fees, terms and conditions apply.
  • We will share your data with our third-party service provider Capital Empire, who will provide funding on our behalf.
    All our third-party service providers are required to take appropriate security measures to protect your data in line with our policies. We do not allow them to use your data for their own purposes. We permit them to process your data only for specified purposes and in accordance with our instructions.

Copyright © 2023 Capify Australia PTY LIMITED (ABN 38 630 469 117) trading as Capify. All Rights Reserved.