The Faster, Flexible way to get Secured Loans
Funding solution that you have been waiting for is finally here
- Secured funding with minimal paperwork
- Higher borrowing capacity
- Low interest rates and better terms
- Easier & Faster Loan Approval

Funding solution that you have been waiting for is finally here
Consult a specialist to determine what loan terms fit your business best. We’re always happy to work 1-on-1 to understand your business needs.
Enjoy flexibility with interest-only payments and better terms tailored to help you repay what you borrow while helping your business flourish.
We’re trusted Australia's first alternative and accessible small business lender for over 15 Years. We understand small businesses better.
We heard you and came up with a product so that your business can borrow a large capital at better rates and at flexible repayment terms. When you need the finance to cover wages, tax, or simply to expand, often you need to access funds fast. We get that you don’t always have all the documentation the banks require or a fantastic credit file, and that’s ok, we offer low doc business loans.
We pride ourselves on offering some of the best highly rated customer services in Australia. When you need us, Capify’s got your back.
Borrowing capacity
$250,000 to $2,500,000 (Larger loans always considered)
Quick approvals
Same day approvals & funding possible in 24 hours
Collateral options
Residential, Commercial, Vacant Land, Industrial, Retail
Minimum paperwork
No financials, tax returns or BAS for loans under $75,000
Interest rates
From 1% per month
Flexible loan terms
From 1 month (the flexibility to not get locked in and pay as you go)
LVR rates
Upto 65% (Higher available with additional security)
Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.
Buy new equipment or renovate your store - invest in your business and improve efficiency!
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Spend less time on the day-to-day admin and more time on the important things in life.
Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!
Submit online form with your basic business information to help us understand your funding needs.
Connect with one of our funding specialists who will provide you tailored solution that works best for your business.
Get verified quickly by submitting your supporting documents. We take into consideration your specific circumstances.
If approved, the funds could be transferred to your requested account in as little as 24 hours.
“Robert from Capify was amazing and made the process easy, simple and we got approval for the money we needed within hours. The funds were in our account the next day. Definitely needed this and the repayments are broken down into business day repayments which just makes so much sense. Thanks, Robert and the team.”
Check out our Knowledge Blog –
Leave the basic details of your business below and one of our friendly Lending Specialists will get in touch with you to discuss how you can get funds quickly to flourish your business.
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