Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.
Buy new equipment or renovate your store - invest in your business and improve efficiency!
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Spend less time on the day-to-day admin and more time on the important things in life.
Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!
We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Our loans are unsecured, which means no assets or security required!
Borrowing capacity
Up to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $250,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
Simple application that takes less than two minutes.
Receive a solution tailored to fit your business needs.
Get verified and approved quickly with minimum docs.
Get cash straight into your account within 24 hours.
Check if you are eligible?
All you need to get started –
We’ve compiled some of the most common questions asked by Australian small business owners so that you can have peace of mind and spend more time working on your dreams.
The Capify Small Business Loans are specifically tailored to the needs of small business owners so the loan amount, rates and repayment terms are flexible. We can provide SME’s seeking quick access to business funds up to $500,000 for any business purpose.
Our secured loans require you to borrow against an asset such as a vehicle or property, where as our unsecured loans allows you to borrow money for your business without the need for collateral or assets as security, and with minimum paperwork required, once approved, the funds are in your account within 24 hours, not weeks or months.
Capify provides small business loans to Australian businesses who meet the following basic eligibility criteria;
– Must be a registered business with an active ABN
– Trading for minimum 6 months
– $10,000+ minimum monthly turnover
– Australian Citizen or Permanent Resident
– 18 years+ of age
Please note the above criteria allows us to start the application process. You’ll still need to meet our standard credit assessment criteria to get approved and funded.
Once you’ve submitted an application, and meet our elibility criteria, you could be approved within hours and have funded in your account within 24 hours.
We offer a variety of different business loan options to suit our customer’s needs. Our unsecured business loan does not require any security or assets.
No, we unfortunately, do not allow split payment between fixed and variable rates.
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