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The Benefits of an Online Business Loan

With the ability to have access to the capital you need to keep your business operating smoothly, explore the benefits of an online business loan.


Does your business need a boost? Are you thinking about an online business loan?

If you’re one of the over 2 million small businesses in Australia, you may be thinking that it’s time to inject some more money into your venture.

If you need the capital to keep your business running, or to help it grow, an online loan makes things incredibly simple. After filling out an online loan application, you could have an unsecured loan of $5,000 to $300,000 in as little as 24 hours.

In this blog post, we’ll go over some of the benefits of an online business loan, and why you should consider one for your business today.


An Online Business Loan with Capify: It’s Safe

Scams abound, especially in any industry dealing with money. There are many operations that promise you the world, but give you nothing but a cleaned out bank account. Capify is a trusted business and a member of the Australian Finance Industry Association. You’ll know you’re in safe hands with us, and that you’ll be treated fairly throughout the whole process.

Capify has been operating for over 10 years now, and it’s a name that many business owners trust to help them grow their business.


Quick Online Loan Application and Quick Payout

With Capify, your application is quick and simple. After answering a few questions about yourself and your business, you’ll be approved for a loan in as little as 60 minutes. Additionally, you may have the capital in your pocket in as little as 24 hours.

That means that if you need cash fast for your business, you won’t need to resort to scaling back or offloading things you could actually use. Instead, you’ll be able to get the cash you need to keep your business afloat or to help it grow into your next phase of growth.


An Unsecured Loan Means No Collateral

With some business loans, you’ll need to put something valuable down as collateral. This could mean something as precious as your businesses’ premises, or even your personal belongings like your home or car. But with Capify, all of our loans operate on an unsecured basis, meaning you don’t have to worry about collaterals.

Collateral is what you’ll have to forfeit if you miss payments or are unable to continue with your repayment due to financial strain. We know that’s a very scary thing to put on the line, so we don’t make you do it.

Instead, we offer loans based on your credit score, meaning if you’ve got good credit and a history of paying off loans and debt on time, then you won’t have to worry about getting approved.


The Approval Process is Clear

Capify doesn’t hide what you’ll need in order to get a loan with them. This takes the mystery out and means you’ll only be applying if you qualify. As such, most people who do apply will be granted a loan because of the clear rules and regulations.

In order to qualify for a Capify loan, you’ll only need to have been in business for 6 months. You’ll have to prove that you turn over at least $10,000 monthly, that you own the business and show your bank statements.

Once you’ve worked out if you qualify, you can apply immediately. The approval process is simple and quick, and you won’t get charged a fee for applying. In the unlikely event you get turned down for a loan, you won’t be slapped with a fee, either.


Easy Repayments

Do you forget to repay your loans or credit cards? Is it hard to keep track of what is due when and which card you need to make a payment on?

With Capify, there’s no need to worry about any of that. Instead, you’ll repay your loan easily and quickly each day through a direct debit. That means that you’ll be able to start paying back your loan almost immediately so that you can be on the road to true financial freedom.

You won’t need to worry about remembering a key date when the loan is due, or incurring any fees for a late payment. We do all the hard work for you, so you’re ready to go.


Minimal Paperwork

Some business loans include so much paperwork that you feel like you’re signing your life away. Thankfully, our loan process makes that much easier, and you won’t need to worry about signing so many forms that your hands ache.

Instead, there is minimal paperwork, and you’ll get your approval answer in as little as one hour. This quick turnaround means that you don’t have to take even more time out of your very busy schedule to fill out paperwork. You’ll hardly notice the time you took out of your day to apply for the loan.


Get Your Capify Loan Today

Ready to scale your business up or adjust to the highs and lows of operating a seasonal business? If so, our online loan application can be filled out now with just a few clicks. You’ll know if your online business loan was approved in as little as one hour, meaning you can start making plans almost immediately. No waiting around for the bank and crossing your fingers. You’ll know almost instantly.

Ready to see how Capify can change your business? If so, click here to begin the process of getting your very own online loan and get ready to see your business grow.

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