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Apr 23, 2019

The sky is the limit - Small Business Loans

Between now and March 2020, Goldin aims to “double the company in all aspects”, including broker originations, which he wants to grow to 40–50%…

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Sep 17, 2019

Australia's first online small business lender launches new Affiliate Marketing Portal to provide a killer alternative to the Big Banks

Capify, Australia’s most experienced Fintech online business lender, has launched its new Affiliate Marketing portal this week…

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Jan 18, 2019

Australian weekly fintech funding round-up: 18 January 2019 -Small Business Loans

These are the fintechs that received funding this week. No company can run without money and in the fintech space, the way many fintechs secure their finance is through…

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Jan 20, 2019

Capify Secures £75M Credit Facility from Goldman Sachs -Small Business Loans

Capify, a fintech alternative small business finance provider in the UK and Australia, secured a £75m (approx. $95m USD) credit facility from Goldman Sachs Private Capital.…

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Jan 17, 2019

Goldman Eyes FinTech As Investment — And As Strategy-Small Business Loans

Goldman Sachs as FinTech player? Goldman Sachs has been around since 1869, and may exist in the mind’s eye with pile carpeting, wood paneling and being among the…

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Jan 18, 2019

Alternative small business finance provider Capify secures £75 million credit facility from Goldman Sachs

Investment expands Capify’s financing capacity to meet increasing customer demand and grow its small business lending platform. — Capify, a leading alternative small…

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Jan 16, 2019

SME lender secures $135m credit facility-Small Business Loans

An Australian alternative SME finance provider has secured a $135m credit facility from Goldman Sachs Private Capital. The facility given to Capify will help the Sydney-based…

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Jan 17, 2019

Veteran Aussie fintech Capify set to ramp up operations with $135 million credit facility from Goldman Sachs

Australian alternative-lending startup Capify has secured a $135 million credit facility from Goldman Sachs, to reach more SMEs and take its business to the next level.…

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Jan 16, 2019

Goldman Sachs gives £75m boost to lending fintech Capify-Small Business Loans

Goldman Sachs has put in place a £75m credit facility for Capify, an online lending platform for small and medium sized businesses (SMEs).…

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Jan 17, 2019

Capify secures $135 million credit facility from Goldman Sachs-Small Business Loans

Investment expands Capify’s financing capacity to meet increasing customer demand and grow its SME lending business. Capify, a leading Australian alternative SME…

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Jan 17, 2019

SME lender eyes growth following $135m credit line-Small Business Loans

Capify has announced that it has secured a $135 million credit facility from Goldman Sachs to help support its growth plans, including through the broker channel.…

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Jan 17, 2019

Capify secures $135 million from Goldman Sachs for SME loans-Small Business Loans

Capify, a leading Australian alternative SME finance provider has secured a $135 million credit facility from Goldman Sachs Private Capital (“Goldman Sachs”) to support…

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Jan 17, 2019

Goldman Sachs provides $135m to SME lender-Small Business Loans

Alternative lender Capify has secured a $135 million credit facility from Goldman Sachs Private Capital to support its growth plans and provide working capital to small businesses.…

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Aug 23, 2016

Capify Earns Australian Business Banking Award-Small Business Loans

Capify, a leading provider of alternative finance to small and medium sized businesses in the UK and Australia announced that it has been named in the exclusive Inc. 5000 ranking based on its 50% three-year growth rate.

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April 5, 2016

Global Retail Banker: Interview with David -Small Business Loans

Capify is a global SME business that helps SME businesses grow by providing simple, quick and responsible access to capital. It comes as no surprise that Founder, President and CEO David Goldin, knows just how it feels, precisely what it means and exactly takes, to get ahead.

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March 2, 2016

Global SME Lender Picks Fight with P2P Lenders

Global small business lender Capify claims peer-to-peer lenders will suffer more than most during a downturn because they lend to risky borrowers for too long, but P2P lenders say the evidence doesn’t stack up.

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Feb 17, 2016

Countries Consider Policy to Stimulate Economy

The U.S. central bank is thinking about so-called negative interest rates, which Japan’s monetary authorities recently introduced to kick-start growth.

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Feb 1, 2016

Industry Trade Group Coming of Age

By hiring an executive director, the Small Business Finance Association hopes to achieve at least two goals – taking a step toward becoming a full-service trade group and providing a public voice for the alternative finance industry.

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Dec 21, 2015

Workplace Tips for Millennials

The workplace can be hard to navigate for millennials, especially when you’re working to dispel common myths about your small business finance lead generation.

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Dec 22, 2015

How to Get a Small Business Loan: Tips for Female Entrepreneurs

For female entrepreneurs in male-dominated fields, staking a claim in the business world can be challenging.

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Dec 21, 2015

Old School or Online Lending: What Works Best?

Whether you’re just starting out or you’ve been a small-business owner for a while, there’s always a need for cash. You may need to get your new business off the ground, or you may want to expand your longtime business—cash plays a vital role in the success of every business.

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Nov 28, 2015

Consumers Come Out to 'Shop Small' During Holiday Weekend

Brad Norris and his family spent Saturday morning shopping, stopping at a bakery for breakfast, buying power tools, looking for shoes and soccer balls, and weighing a possible purchase of a vintage kitchen table and chairs.

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Oct 21, 2015

Five Tips to Help Defeat Cash Flow Problems Once and for All

Ask new small business owners in Canada what their biggest worry is, and half will tell you it’s cash flow unpredictability, the most recent American Express Small Business Monitor found.

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Oct 6, 2018

Best Alternative Small Business Loans 2018

To help you find the right business loan in 2018, we researched and analyzed dozens of alternative lenders. Here is a roundup of the lenders we think are best and an explanation of how we chose them.

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Sep 18, 2017

30 CEOs Reveal the Daily Habits Responsible for Their Success

Look at any CEO running a profitable company and you’ll find someone who has figured a few things out.

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Sep 9, 2015

Capify Makes Gains After Global Rebrand -Small Business Loans

Capify, a leading provider of alternative finance solutions to small businesses globally, today announced several company milestones achieved in July and August 2015, including record growth in July, the appointment of its first chief marketing officer (CMO), ranking within the prestigious Inc. 5000, and an award for customer service excellence in Australia.

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Aug 19, 2017

Business Insider: How Millennials Can Get Promoted -Small Business Loans

The working world can be a difficult place to navigate — especially for newcomers.

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July 23, 2019

Alibaba Links Up With Capify For SME Lending -Small Business Loans

On the heels of the announcement of alternative lender Capify’s global rebranding – a move that combined four alt-lending platforms in four jurisdictions across the globe – the company is hitting the ground running.

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July 23, 2017

Alibaba Announces Partnership with Rebranded Capify

The recently rebranded Capify has announced partnership with Chinese commerce company Alibaba.

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July 22, 2015

Merger Creates A New, Record-Breaking Alt-Lender

Alternative lender Capify has just hit a new milestone, and according to the company, it is the first alternative small business finance firm to do so.

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July 22, 2019

Capify Unites Four Companies to Offer Alternative Finance

Four separate companies have merged to offer small and medium-sized businesses the most diverse alternative finance platform—Capify.

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July 21, 2015

Alibaba Teams Up with Capify to Make Business Loans

Hours after AmeriMerchant announced it had been rolled up into an international business lending conglomerate known as Capify, The Australian Financial Review released a story that said Alibaba (NYSE:BABA) would already be teaming up with them.

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July 21, 2017

Global Rebrand Gives Rise to Capify

Capify has announced its global rebrand.

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June 23, 2015

13 Secrets to Success from Serial Entrepreneurs

For most entrepreneurs, starting and running one successful business during their career is enough of a challenge.

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June 10, 2015

Understanding Small-Business Credit Reporting

Monitoring small-business credit isn’t as cheap or straightforward as checking your personal credit record. But it’s an important step in establishing your business’s reputation and making sure you’re not a victim of fraud.

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May 12, 2015

How to Find the Right Lending Alternative for Your Small Business

The American economy relies upon small businesses for stability and growth.

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May 1, 2017

Merchant Cash Advance Gives L.A. Bar Breathing Room

Andy Fiscella, an actor and owner of the Dime, a bar and lounge in Los Angeles, knows that running a small business is much like being a player on the Hollywood scene.

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March 17, 2017

Unemployment Rate Falls in Miami-Dade

The unemployment rate for Miami-Dade County dropped slightly to 6.1 percent in January, another sign of South Florida’s improving local economy, according to state numbers released Tuesday.

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Feb 19, 2015

MCA, Factoring an Oasis in SMB ‘Credit Deserts’

In a post-recession world, small businesses are still struggling to find funding, particularly in areas hardest hit by recent bank failures.

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Feb 13, 2019

As Temperatures Drop, NBA All-Star Game Might be a Cozy Economic Parka

Temperatures in New York are headed toward a 20-year low this weekend, and that would typically drive foot traffic and discretionary spending down to minimal levels.

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Jan 28, 2017

HVAC Contractors Should Explore Nontraditional Financing Options

For many HVAC construction company owners, summer is the busy time of year when you’re installing systems for newly constructed buildings.

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Jan 26, 2015

A Guide to Choosing the Right Small Business Loan

If you are in need of a business loan in 2017, finding the right lender and type of loan can be a confusing process.

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Dec 10, 2014

The Future of Small Business Capital Acquisition

Capitalizing a small business will look a lot different in the future.

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Dec 3, 2014

5 Moves Small Retailers Must Make to Compete With Big Box Stores

For retailers and small and medium sized business (SMB) owners, the winter holiday months are the last lap in a long race to finish out the year on a high note.

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Nov 5, 2014

Weigh the Benefits and Headaches of Implementing Apple Pay, Then Go For It

For small to mid-sized business (SMB) owners, preparing for the holiday season is already a big task with inventory orders, staffing, expanded business hours and planning for the anticipated leap in sales traffic.

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Nov 2, 2014

Have a Seasonal Business? 5 Tips for Year-Round Profitability

By their nature, seasonal businesses only have a few months to generate enough money to sustain themselves all year long.

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Oct 21, 2014

Business 2 Community: What is the Small Business Lending Index?

It’s a difficult question. In a post-Recession world, countless experts, organizations and corporations are constantly trying to make sense of the national and global economy. Every day, articles, reports and quotes are published with each speculating on the current state of the economy. Is it getting better? Worse? Staying the same? These are the questions that are being asked every day. However, much of the information out there is just partisan judgment and it’s difficult to cipher between opinion and fact.

But if you spend enough time browsing the news online, you’ve inevitably come across headlines that include the term “Small Business Lending Index.” But what is the Small Business Lending Index and how do we use it to measure the overall strength of the economy?


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Oct 20, 2017

Apple Pay Vs. PayPal And Others

The mobile payment industry will shift into high gear as Apple Inc. (NASDAQ: APL) launched its first mobile payment solution, Apple Pay.

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Oct 4, 2014

Made in America June 24th 2019

Made in America: interview with AmeriMerchant COO Darren Schulman

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Sep 23, 2014

3 Affordable Marketing Alternatives for Businesses That No Longer Like Facebook

Many small to mid-sized business (SMB) owners who once considered Facebook advertising a relatively inexpensive and indispensable “place to be” in social media now ‘dislike’ Facebook advertising because of the rising cost.

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Sep 17, 2014

With Dental Revenues Soaring, Private Practices Must Play Catch Up

Over the next decade, the private dental industry is expected to boom and private dental practices should be prepared to handle the demand.

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Sep 11, 2014

How Small Business Financing Can Help Your Food Truck

The food truck explosion in the U.S. is one of the most fascinating business stories in recent memory. The food truck explosion in the U.S. is one of the most fascinating business stories in recent memory. Over the years, Americans have been accustomed to fast food and fast-casual dining, and while these obviously continue to dominate the restaurant industry, food trucks are beginning to creep into our everyday lives.

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Sep 4, 2018

How Can Small Business Lending Help Your Body Shop?

Is your auto repair shop having trouble with finding a small business lending provider? Don’t worry, you’re not alone.

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Aug 18, 2018

Financing Challenges for Body Shop Owners

You can also use the money to enroll employees in safety and training programs. Safety, whether it’s working on a vehicle or handling materials, is paramount running a smooth body shop.

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Aug 15, 2014

Small-Business Lender OnDeck Reportedly Plans IPO

In a sign that alternative finance for small business owners is increasingly going mainstream.

Has your flower shop repeatedly applied for funding only to be denied? You’re not alone. Many small business owners—including florists—are reporting limited access to capital, making it difficult for them to aggressively pursue growth opportunities. But why? Isn’t the Recession over? Isn’t the economy beginning to pick itself up?

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Aug 11, 2014

What Are Small Business Lending Options for Sporting Goods Stores?

Right now, summer is here and sporting goods stores need to be on high alert.

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Aug 1, 2018

What Are Small Business Lending Options for Sporting Goods Stores?

Sporting goods stores have no offseason; they’re constantly adhering to customers’ demands and purchasing inventory for every new season that comes. And like any small business, sporting goods stores need financing in order to keep up with the constant demand they face on a daily basis.

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July 29, 2014

Alternative Financing for Full-Service Restaurants

Full-service restaurants are different from QSR’s and fast-casual establishments.

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July 17, 2014

6 ways your business credit can Plummet

Having good business credit seems simple enough on the surface: On-time payments build business credit, while missed payments cause it to slump. Restaurant employees are a breed of their own, and they turn over at a higher rate than employees in other industries.

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May 28, 2018

How Small Businesses Can Emerge from the Storm

Small-business loans and credit cards remain the most popular sources of financing for business owners: 86% of applicants surveyed by the Federal Reserve sought a business loan or line of credit in 2016, while 31% applied for credit card financing, according to the Fed’s 2016 Small Business Credit Survey.

Whether or not you should get a business credit card or a small-business loan to meet your financing needs depends on several factors, including how you plan on using the proceeds, your credit score and the strength of your business finances.

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May 1, 2014

Know Your Social Media Fundamentals

Are you trying to ring in customers and drive traffic to your social media locations this spring and summer?

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April 16, 2014

6 Factors That Keep You from Getting a Small Business Loan

For many entrepreneurs, a small business loan is an essential way to finance a new business or expand existing operations.

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March 15, 2014

U.S. Restaurant Sales Expected to Increase in 2014

How is your restaurant looking for the 2014 forecast?

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March 1, 2014

What Are the Best Practices for Restaurant Hiring?

Restaurant owners have numerous decisions to make whether it’s in regards to expansion, payroll, financing, or even hiring.

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March 1, 2014

Popular Misconceptions of Retailing

Countless misconceptions exist concerning today’s retail industry, and we want to air them all out and explain why they’re false.

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March 1, 2014

US Restaurant Sales Expected to Increase in 2014

How is your restaurant looking for the 2014 forecast?

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Feb 5, 2018

How Seasonal Marketing Opportunities Can Drive Sales

As many retail businesses have discovered, holidays and special events are perfect opportunities to run limited-time promotions.

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Dec 1, 2013

David Goldin, Small-Biz Lender

AmeriMerchant helps struggling owners make ends meet. For a price, of course.

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Nov 4, 2013

As Banks Turn a Cold Shoulder, Small NYC Firms Look Elsewhere to Heat Up Their Businesses

Aaron Hoffman, the owner of Philly cheese steak restaurant Wogies in the West Village, needed $50,000 – fast.

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Oct 14, 2013

Tech Talk With Craig Peterson

David Goldin the CEO and Founder of Amerimerchant joins Craig to discuss working capital solutions for businesses including merchant cash advances and business loans.

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Aug 9, 2013

Dave Goldin: Shared Offices Breed Collaboration

GUEST MENTOR, David Goldin, president and CEO of AmeriMerchant: Perhaps the largest benefit of a co-working facility is that it allows entrepreneurs to not be overtly reliant on each other.

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Feb 7, 2019

Global Digital Banker

I was interview by RFI Group – UK recently on their Global Digital Banking podcast about Capify – below is the link to the podcast.  Feel free to share this on various social media channels.


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Feb 26, 2019

In the hot seat: John de Bree

Capify’s MD explains how knowledge can be used to adapt to change.

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