Need funds to sustain and grow your business?

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Check eligibility & get funded today

Enter your business recovery phase with the help of our COVID Flexible Loans, designed to maximise your business growth with minimum impact on cash flow.

Apply online to check if you qualify today.


We can get you the funds you need when you need it.


Fast, convenient application with funds sent the same day.


We can get you approved with loan terns that suits you and your business

A cash injection to help you push your business forward

As the economy recovers from the COVID-19 pandemic, this is the perfect time for small businesses to take advantage of our COVID Flexible Loan to maximise their business growth.

With government support measures such as JobKeeper and Retail and Other Commercial Leases ending by 28th March and Phase 2 of The Coronavirus SME Guarantee Scheme ending in June, many small businesses need all the support they can get to continue operating and growing their business with minimal impact to their cash flow.

COVID Flexible Loan for small businesses

Although it’s almost back to normal in Australia with more businesses opening and more people going back to their jobs, there’s still a bit of caution due to the pandemic and the new virus variant.

Business turnover can still be severely impacted by Government decisions around maximum number of patrons and forced temporary closures.

With this in mind, we have launched an adaptable, short term finance solution that allows business owners to expand and grow their business without having to commit to and worry about fixed monthly payments due to the volatility of your business in this environment.

Our flexible repayments are based on your future sales so it remains consistent with your turnover during these challenging times and the impact on your cash flow is minimised, meaning we only get repaid as you get paid from your customers and you can continue to boost your growth as you recover from the losses of the pandemic.

Since we do not require security, the process of getting approved for the COVID Flexible Loan is super quick and easy, with funds in your account possible within 24 hours.

Is my business eligible for the COVID Flexible Loan?

If you have been in business for a minimum of 12 months, have a monthly turnover of $10,000+ and receive a high percentage of payments via credit and debit card or EFTPOS sales, then you could be eligible for the COVID Flexible Loan.

Loans are available from between $5,000 and $300,000+ for any business purpose, so whether your business is still struggling as a result of the pandemic or is actually seeing surges in demand for your products or services, access to additional working capital can help your business get back up to speed and invest in opportunities for future growth.

Get started and help boost your business from today


Check if you qualify in 60 seconds

Complete our online application to check your business eligibility without affecting your credit score.^


Complete your loan application

Tell us about you and your business, along with providing all the necessary documents we need to make a decision.


Decisions within 24 hours

We'll review your application and aim to give you a decision within 24 hours.


Your funds arrive

Once your agreement is agreed and signed you could have the funds in your account that same day.

Why Capify?

We know running a business is hard. Remaining stable as a small business and capitalising on growth opportunities can be difficult in such a competitive environment, especially when you’re short on funding.


Capify can help you get the funding you need quickly, without any hassles. We take time out to understand your business needs and offer you a tailored solution to help you achieve business growth, provide greater cash flow, and invest in your business for future.

Does my business qualify for a loan?

 Registered business ABN or ACN

 A minimum of 12 months in business

 A minimum of $10,000 monthly turnover

Take control of your business today

Our dedicated credit specialists are here to help you with tailored loan options based on your individual needs.


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Please note after form submission, Dynamic Zenergy will refer you to Capify Australia PTY LIMITED (ABN 38 630 469 117). 
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