At Capify we understand if you are a small business that each business requires to run day to day such as types of business insurance. If you are running a cafe, bar, restaurant, or a retail store for example and someone slips on your premise you need to have coverage.
If your small business requires insurance cover for your business and have issues with cash flow to fund for those necessary expenses contact Capify on 1300 760 930. Most small businesses need Public Liability, Management Liability, Product Liability, General Liability and Property Insurance, fire and theft at the very least.
Below is a guide that discusses Insurance requirements and tips regarding small business insurance.
Some forms of insurance are compulsory for Australian businesses and you may need a business loan to improve your cash flow, such as:
Although most of the insurance in Melbourne listed below isn’t compulsory, consider each option carefully to see which insurance suits your business best.
If you have employees, you‘ll probably need Workers’ Compensation Insurance as well; most states require it. Commercial Auto is important if you or your employees drive for your business.
Some types of business Insurance Directory that may impact cash flow;
Whether you’re a sole trader or run a construction site, small factory, retail, hospitality with 20 employees, getting the right insurance cover is crucial for every small business. You never know when things might go wrong, so it’s better to be safe than sorry.
According to the Australian Government’s Business website once you have an understanding of your options and obligations, talk to insurance companies and brokers to discuss the best products for your business.
Some insurers can even offer insurance package policies specially tailored to cover your business needs. Whatever you need to ensure for your business, it’s important to shop around.
Talk to a number of registered insurance companies and brokers to discuss what’s best for your business or Insurance brokers can look at a number of insurance companies on your behalf and help you get the best deal. Insurance brokers must have an Australian Financial Services (AFS) licence to operate. Check if they have a current AFS licence on the APRA’s Professional register.
Capify provides fast business loans in Perth and is one of Australia’s leading finance firms that obtain the purpose of providing funds and assistance to any business that require it.
We offer two types of loans of credit products, including; Merchant Cash Advance and Capify small business loan.
Capify is different from competitors with massive support in Australia, helping service brokers and providing easy access to unsecured business loans.
Capify is an alternative to the big banks like Commonwealth, ANZ, Westpac and does not offer a line of credit or interest rates; instead, they work with a fixed rate. Loan terms range from 3 months to 12 months, and their loan amounts range from $5,000-$300,00.
The great news is that Capify’s application costs are free, we don’t charge you when you submit an application for a small business loan Australia. It’s obligation-free and you can commit whenever you are ready.
A great financial product that Capify can provide is Merchant Cash Advance, where this revolves around businesses gaining a lump sum of money and repaying it through minor percentages of their EFTPOS transactions. This would greatly benefit the business as it would prevent cash flow shortages, thus they are able to have the cash to pay debt payments, expenses, and unexpected costs.
Furthermore, enterprises are also introduced to the option of Australian business loans that Capify can provide, increasing capital, thus increasing cash flow. Alongside this, they deliver expert advice that contains knowledge and techniques on how to improve cash management to assist in keeping your business as healthy as possible.
Capify is Australia’s first small business loan lender since 2008, we have built and maintained a google review of 4.5/5.
Speak to a lending specialist today on 1300 760 930 to get funds in 24 hours or start your application and apply now.
Capify Is one of the most trusted small business lenders in Australia. With TrustPilot reviews and Google reviews that speak for themselves, our story shows our dedication towards helping small business finance growth.
Get Business finance $5,000–$300,000 online quick and simple small business finance.
Instead Capify offers an agreed total payback amount. The payback amount depends on the type of business you operate and the term you require the business finance for. This way your business knows up front the total costs, making managing your cash flow easy.
A Capify business loan Melbourne can help you make your next purchase, fund growth, or manage cash flow for your business.
Capify provides fast business loans in Victoria and is one of Australia’s leading finance firms that obtain the purpose of providing funds and assistance to any type of business who require it.
We offer two types of loans or credit products including; Merchant Cash Advance and Capify small business loan. Capify is different from competitors with their ideal Melbourne business loans, and their ability to see potential success in businesses without being bias as much as possible on previous credit ratings. We are an alternative to the big bank and does not offer a line of credit or interest rates, instead, they work with a fixed rate. Loan terms range from 3 months to 12 months and their loan amounts range from $5,000-$300,00.
Capify is a fin-tech and purely operates online. We do not have a physical branch but have to staff Australia Wide.