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Apr 2019

Are Australians workaholics?

April 17, 2019
Capify Australia

Aussie employees can turn their annual leave into cash. All they need to do is say no to taking holidays and cash in their annual leave instead. Not only can this leave staff tired and stressed out, it can also leave SME owners poorer of pocket. Fortunately for any SME owner that has been asked by staff to pay out their banked-up annual leave, financial help is at hand. Unsecured Small business loans can give you the funds you need to pay out accrued annual leave without eating into important business cash flow.


What does annual leave banking mean for SME owners?

Leave hoarders are hard-working people. They are generally good staff members who prioritise your small business and their work in it. Yet there are risks associated with leave banking.


As a SME owner, you no doubt keep a sharp eye on cash flow. Financial flow-on effects may be felt in your small business if a worker who has banked up their annual leave:

  • Gets a pay rise, which means their annual leave will accrue to match their new rate
  • Resigns from your SME meaning you must make a lump sum payout of their outstanding leave


If you find yourself faced with a situation such as these, help is at hand. You do not have to dip into crucial business cash flow to make an unexpected annual leave pay out. Instead, call on flexible unsecured small business loans like those offered by Capify. You can access unsecured small business loans of $5,000 to $250,000 and get approval within 24 hours. Capify small business loans even support you in managing your cash flow with small fixed daily direct debits. Better yet, Capify’s fast, simple renewals process applies to all its unsecured small business loans. If you have other leave hoarders throw you a curveball, your small business loans support is always available to you.


Small business loans can be your saviour

If you have staff who prefer to bank up their annual leave instead of taking holidays, do not stress. Give Capify a call to learn more about their unsecured small business loans.

Don’t forget to model the importance of holidays to your staff by taking your own breaks and maintaining a healthy work/life balance too.


Or call 1300 760 930 to speak with one of our friendly Lending Consultants now.

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