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Check your eligibility for a Capify business loan

Need funds to sustain and grow your business?


You could be eligible for a  business loan of $5,000 - $300,000 with finance available for almost any business purpose.


Apply online to get an obligation-free quote without impacting your business credit score.

LOANS BETWEEN $5K-$300K

We can get you the funds you need when you need it.

HIGH APPROVAL

We can get you approved with loan terns that suits you and your business

Fast, convenient application with funds sent the same day.

FAST 24HR FUNDING

A cash injection to help you push your business forward

Get a quick eligibility quote online with no impact on your credit file when you apply for a business loan from Capify.


The Capify business loan is designed to provide much-needed working capital to small business owners no matter their credit score. 


We’ve helped thousands of small businesses across Australia fulfil their business ambitions.


Loans are available from between $5,000 and $300,000+ for any business purpose. So whether you’re looking for finance to purchase stock, renovate your premises, raise cashflow or to purchase new machinery, a Capify business loan could be right for you.

Get started and help boost your business from today

Complete our online application to check your business eligibility without affecting your credit score.^

Check if you qualify in 60 seconds


Tell us about you and your business, along with providing all the necessary documents we need to make a decision.

Complete your loan application


We'll review your application and aim to give you a decision within 24 hours.

Decisions within 24 hours


Once your agreement is agreed and signed you could have the funds in your account that same day.

Your funds arrive


Alternative finance for small businesses

Unsecured business loans allow you to borrow money for your business without the need for collateral. Unlike secured loans which require you to borrow against an asset such as a vehicle or property, unsecured loans aren’t guaranteed. 


As a result of not requiring any collateral, unsecured loan applications are often assessed on the basis of business cash flows and the borrower’s creditworthiness.


Our unsecured business loans can be provided for anywhere from 3 months to 13 months with flexible repayments and early payout available.

What is an unsecured business loan?


Businesses choose to take out unsecured business loans for a range of different business-based reasons. 


These range from immediate needs to long-term plans, but some of the most common things unsecured business loans can be used for are the following:

  • Helping with cash flow
  • New equipment, renting new spaces and overall expansion plans
  • Hiring new staff
  • Paying off existing debts and owed money to contractors, suppliers or other partners

What are unsecured business loans for?

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