Access $5,000–$300,000
15,437+
Capify small business loan customers have already returned to us as their lender of choice. Fast unsecured business lending made simple, giving you access to funds to grow your business, provide greater cash flow, and invest in your business into the future. read some of our customer loans success stories.
Capify unsecured business loan lending is quick and made easy, giving you access to funds to make your business grow, run and invest in your business. An unsecured personal loan allows you to borrow funds without using an asset as security.
Managing business finances is easy and more flexible with smaller regular repayments rather than a lump sum at the end of the month.
Your business finances may get more flexibility and can use the business loan to cover cashflow, BAS payments, renovations or any other business-related purchase.
Capify will provide funding to eligible customers anywhere from $5,000 to $300,000 and apply the additional fees
Instead of monthly payments, small fixed daily repayments.
Apply for a loan online. and approval for funding can occur within as little as 24 hours.
The business loans you can be applied online, making for an easier and faster loan process.
Simply, a Merchant Cash Advance (MCA) is a way for your business to access cash and pay it back over time using a percentage of future sales from your machine settlement. For businesses that accept credit card / EFTPOS payments at the counter or on the move.
No matter what the brand machine or terminal you have, repayments are a small percentage of each day’s EFTPOS settlement. Merchant Cash Advance (MCA) could be helpful aspect of ensuring you manage the cash flow of your business effectively.
Businesses which use ANY brand or type of EFTPOS /Credit Card transaction terminal or machine, such as Tyro, Verifone, Commonwealth Bank, NAB, St George, ANZ, Westpac, Suncorp, etc. The machine or terminal can be at the counter or on the move.
Capify will advance anywhere from $5,000 to $300,000 and apply the additional fees.
A business that has fluctuating weekly sales in line with daily cash flow.
Alternative and responsible lending, calculated on your business income.
No financials, tax returns, BAS or business plans for loans under $75,000.
Easy application process with 24 hour turnaround for conditional approvals.
Terms from 3 to 12 months with an easy renewal process.
Capify is known to do things a little differently and we understand small businesses requirements. We get to know each of our customers and tailor a funding and repayment plan to best benefit their business – There’s not one formula that fits all. Some would call it a crafted product, we just call it flexibility.
Use the small business finance calculator to see how much business finance you could qualify for. You may be pleasantly surprised.
What is your business gross earnings per annum
Applying for an Unsecured Business Loan or a Merchant Cash Advance (MCA) only takes minutes. You can apply by using the link below or contacting us on
Apply nowAfter learning more about you and your business we can have you pre approved within 24 hours.
John—The Crow Bar
John—Crow Bar
Or call 1300 760 930
Chances are someone else has had the same question and the answer will be in our FAQs.
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8:00am – 6:00pm (AEST) Monday – Friday
