Small Business Line of Credit

Withdraw what you like, when it suits you and only pay for what you use.

The Small Business Line of Credit is a progressive drawdown product that allows multiple drawdowns over the term of the facility up to the approved limit. Plus it gives you the ability to re-use the funds at any time during the term.

Designed as a flexible debt facility, our line of credit is especially suited to irregular business capital purchases or investment purposes.


Why Choose the Small Business Line of Credit?

Give your business the freedom it needs to grow

bullet-icon      Unsecured funds 
bullet-icon      Flexible repayment options
bullet-icon       Unlimited drawdowns
bullet-icon       No application or ongoing fees
bullet-icon    Only pay interest on the portion of debt being used
bullet-icon    Easy 60 second online application decisions
bullet-icon    Typically no financials required
bullet-icon    High approval rate

If you’ve been operating for 12 months or more start growing your business with a Capify Small Business Line of Credit.


Capify. Small Business Loans. Small Business Line of Credit. Merchant Cash Advance

Capify. Business Funding Made Simple.

Capify pioneered small business alternative lending in Australia. With more than 13 years  experience and over $100,000,000  financed, Capify is Australia’s largest and most experienced alternative lender to small business. With a customer-centric focus on service, technology, innovation and simplicity; our vision is to support Australian businesses with effective and tailored funding solutions.